Did you know that your business’s tangible assets can do more than perform their primary function — they can actually work on behalf of your overall balance sheet. Asset-based loans can help increase working capital, refinance existing debt and fuel growth. We offer:
Explore the tabs above to learn more, or contact us at (844) 318-9228 to get started.
Retail Marketing ConsultingSan Jose, CA
Revolving Line of CreditFebruary 2016
Revolving Line of CreditMarch 2016
We provide asset-based working capital lines of credit to companies when traditional sources of financing are either unavailable or inadequate. Regardless of your company’s past financial performance or current profitability, we will craft a financing solution to help you attain your business goals.
Leverage the following business assets:
Accounts Receivable (A/R) financing allows you to close the gap in your cash collection cycle. Borrow what you need when you need it, based on current sales volumes.
We provide a very simple platform for you to review availability, loan activity and accounts receivable levels.
Inventory financing can be established in conjunction with an accounts receivable line of credit. Inventory financing is repaid when inventory assets are sold and converted into invoices as part of your overall sales cycle. Inventory financing can help:
Equipment financing can be established in conjunction with an accounts receivable line of credit. Equipment financing is treated as a non-revolving line of credit, which is repaid on an established repayment schedule.
Contact a Commercial Lender at (844) 318-9228 to get started, or fill out our Contact Form. You can expect a response within 1-2 business days.
As a Business owner, we're here to serve you. Contact our knowledgeable, welcoming experts who will sit with you to answer all of your questions on your lending needs.
Jeffrey Johnson, Senior Vice President and Division Manager, Asset-Based LendingPhone: 408-487-7505, jjohnson@techcapitalLLC.com, Contact Form
Jeffrey Johnson leads the Asset-Based Lending division at Tech CU, providing strategic direction and business development guidance. With more than 24 years of experience in asset-based lending, Johnson has served in a variety of senior level management and sales roles within the financial services industry. Prior to joining Tech CU, he was part of the leadership team that led Bay Area-based BFI Business Finance in its expansion to 13 western states and growth from $19 million to $100 million in loans from 2001-2007. Johnson also served as the managing partner at Alameda Partners, a Bay Area commercial real estate investment firm.
Johnson graduated from San Jose State University with a B.S. in Business Marketing. He is a member of the Turnaround Management Association and a past board member of the Northern California Chapter of the Commercial Finance Association. Johnson also volunteers his time mentoring for the California National Guard Grizzly Youth Academy and serves on the Board of Managers for the Central YMCA of San Jose.
Hank Noon, VP, Credit Manager, Asset-Based LendingPhone: 408-202-1988, hnoon@techcapitalLLC.com, Contact Form
Hank Noon has over 10 years of experience in financial services and business lending, with a specialized focus on credit risk and asset-based loan portfolio management. Prior to joining Tech CU, Noon served as the auditor and analytics manager for BFI Business Finance, one of the premiere, independent asset-based lending companies on the West Coast. Noon also led operations at Shore Management, a company that specializes in commercial and multi-unit residential property acquisition and management. He also served as auditor for the financial services sector at international accounting and consulting firm Grant Thornton, LLP.
Noon holds a B.S. in Economics with an emphasis in Business Management from the University of California, Santa Cruz, and an M.S. in Finance, with an emphasis in Corporate Finance, from Golden Gate University.
We look forward to chatting with you.
We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
All you need to do is send us an email about what you're interested in and we’ll answer your questions.