Calculators
Use our free financial calculators to help you make smarter financial decisions. Estimate monthly payments and costs for home, auto and personal loans; calculate retirement needs, college funding and more.
Auto Loan Calculators
- Auto Loan Early Payoff - Find out how much interest you can save by increasing your monthly auto loan payment.
- Car Loan Calculator - Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
- Dealer Financing vs. Credit Union Financing - Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
- What will it take to save for a vehicle?
Home Loan Calculators
Available in:* California, Arizona, Idaho, Oregon, Texas, and Washington
- ARM vs. Fixed Rate Mortgage - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
- Mortgage Comparison 15 Years vs. 30 Years - Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
- Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.
- Mortgage Points Calculator - Should you buy points? Use this calculator to find out.
- Mortgage Qualifier - Can you buy your dream home? Find out just how much you can afford!
- Refinance Breakeven - Should you refinance your mortgage? Use this calculator to determine when you will break even.
- Rent vs. Buy - Are you better off buying your home, or should you continue to rent?
- Home Equity Line of Credit Payment Calculator - Use this calculator to determine your potential monthly payment for a Home Equity Line of Credit.
- Home Equity Loan Payments Calculator - Are you better off buying your home, or should you continue to rent?
- What will it take to save for a home?
*Mortgages outside of California: The maximum loan amount is the current conforming loan limit. Max LTV/CLTV for a primary home is 80%; 2nd home is 60%. No investment properties. No cash-out refinancing.
Investment and Retirement Calculators
- Retirement Planner - Quickly determine if your retirement plan is on track - and learn how to keep it there.
- Retirement Shortfall - Run a potential shortfall in your current retirement savings plan.
Personal Loan Calculator
- Personal Debt Consolidation - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Savings Calculators
- What does it take to become financially secure?
- How much will my savings be worth?
- How much should I deposit now to reach my savings goal?
- How long will it take to reach my savings goal?
- How much do I need to deposit monthly to reach my savings goal?
- How much will my CD be worth at maturity?
- How can I benefit from a CD ladder?
- Which savings option earns more if rates go up?
- How much of a difference will the rate make?
College Tuition Calculator
Other Calculator
- Health Savings Account Calculator - Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
