CA License#: 60DBO-44780
NMLS ID: 2342881
The Difference Tech Capital Makes
The Tech Capital Difference
Asset-Based Loan structures with Borrowing Base Certificates and line sizes from $500K up to $20MM
We can offer a wide range of funding options depending on your needs. With us, you can make sure to get the resources you need to keep operating well.
Highly competitive pricing
As an independent lender owned and funded by Technology Credit Union, our rates are lower than most other independent lenders.
No Financial Covenants
Tech Capital does not have any restrictive financial (ratio) covenants.
Flexible structures to create extra availability for our clients
We provide tailored loan structures based on your current situation.
Nationwide footprint
We’re headquartered in California, but we work with partners all across the country. It doesn’t matter where you are, we can help meet your financial needs.
Accounts Receivable & Inventory Revolvers with Machinery & Equipment Term Loans
Revolving Lines of Credit include financing of eligible accounts receivable and inventory.
Machinery & Equipment term loans can be added to a revolver to increase working capital availability.
Over-advance lending capabilities for seasonal or operational needs
We can provide over-advances beyond availability to support seasonality, growth, and/or other unique needs that may arise throughout the year.
Recent Funding
Funding Case #1: $7,500,000
to an East Coast based company offering direct-to-digital marketing services with a $2.5MM subline on earned, but unbilled receivables to support rapid growth.
Funding Case #2: $4,000,000
to a West Coast based tire manufacturer with a 75% customer concentration with 35% cross-aging, giving the company more availability and better rates than their prior lender to take advantage of business expansion opportunities.
Funding Case #3: $1,000,000
to a West Coast based tire manufacturer with a 75% customer concentration with 35% cross-aging, giving the company more availability and better rates than their prior lender to take advantage of business expansion opportunities.
Funding Case #4: $1,000,000
to a supplier of custom precision sheet metal, machining prototyping and electromechanical assembly services to support ongoing working capital needs of a newly acquired business and for future anticipated growth.
Funding Case #5: $3,000,000
to a company that provides construction related cleaning, window treatments and general maintenance for both commercial and residential developers to replace a more expensive prior lending relationship that increased margins and helped expand sales.
Funding Case #6: $5,000,000
to an IT contract staffing/consulting firm and a subline on earned, but unbilled receivables that included a large over-advance at initial funding that replaced prior banking relationship who wanted to exit due to covenant violations.
Funding Case #7: $1MM
to a 3rd generation family-owned mattress manufacturer who was forced to exit prior bank lending relationship due to covenant violations.
