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Safe and secure with no annual fee and no foreign transaction fees - we have the card for you!
Tech CU offers the Visa Signature Card and the Visa Classic Card, both with great low rates for our members. The Visa Classic Card comes in two forms: the regular credit card or the secured credit card.
All Tech CU cards provide security, easy access, low rates, and Tech CU’s amazing service.
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Visa Signature® |
Visa Classic® |
Visa Classic® (Share Secured) |
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Card Benefits |
Visa Signature® Earn 1.25 Rewards Points for every $1 spent on purchases, redeemable for travel, cash, merchandise and more! |
Visa Classic® Our lowest available interest rate among all Tech CU credit cards. |
Visa Classic® (Share Secured) Establish or rebuild your credit |
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Additional Visa Benefits |
Visa Signature®
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Visa Classic® Additional Visa benefits not offered on this card. |
Visa Classic® (Share Secured) Additional Visa benefits not offered on this card. |
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Card Manager |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
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Chip-enabled |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
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Overdraft Coverage for Checking |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
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Automatic Payment Options |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
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Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances
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Visa Signature
13.90% - 24.90%
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Visa Classic
11.90% - 22.90%
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Visa Classic (Share Secured)
22.90%
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Annual Fee
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Visa Signature
$0
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Visa Classic
$0
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Visa Classic (Share Secured)
$0
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Foreign Transaction Fee
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Visa Signature
$0
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Visa Classic
$0
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Visa Classic (Share Secured)
$0
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Cash Advance Fee/Balance Transfer Fee
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Visa Signature
3% of advance amount ($10 minimum)
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Visa Classic
3% of advance amount ($10 minimum)
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Visa Classic (Share Secured)
3% of advance amount ($10 minimum)
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Effective Date
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Visa Signature
10/15/2025
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Visa Classic
10/15/2025
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Visa Classic (Share Secured)
10/15/2025
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Make fast and easy online purchases when you enroll in Visa Checkout. Register your Tech CU Visa Debit or Credit Card for instant access while you shop.
*Not yet a member? Become a member now and enjoy great rates and other benefits of membership! Please note: Membership is not required to apply for a loan, but it will be required to complete your application upon approval.
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