Tech CU Credit Cards for Members
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Safe and secure with no annual fee and no foreign transaction fees - we have the card for you!
Tech CU offers the Visa Signature Card and the Visa Classic Card, both with great low rates for our members. The Visa Classic Card comes in two forms: the regular credit card or the secured credit card.
You can also choose between a traditional design or our San Jose Sharks card! If you already have a Tech CU Visa Card and want to switch designs, please call 877-988-0471, make a Virtual Branch appointment, or visit a branch.
All Tech CU cards provide security, easy access, low rates, and Tech CU’s amazing service.
Benefits
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Visa Signature® |
Visa Classic® |
Visa Classic® (Share Secured) |
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Card Benefits |
Visa Signature® Earn 1.25 Rewards Points for every $1 spent on purchases, redeemable for travel, cash, merchandise and more! |
Visa Classic® Our lowest available interest rate among all Tech CU credit cards. |
Visa Classic® (Share Secured) Establish or rebuild your credit |
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Additional Visa Benefits |
Visa Signature®
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Visa Classic® Additional Visa benefits not offered on this card. |
Visa Classic® (Share Secured) Additional Visa benefits not offered on this card. |
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Special Sharks/Barracuda Benefits |
Visa Signature® Sharks/Barracuda ticket discounts Early entrance to SAP Center & Tech CU Arena on game days (15 minutes early) |
Visa Classic® Sharks/Barracuda ticket discounts Early entrance to SAP Center & Tech CU Arena on game days (15 minutes early) |
Visa Classic® (Share Secured) Sharks/Barracuda ticket discounts Early entrance to SAP Center & Tech CU Arena on game days (15 minutes early) |
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Card Manager |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
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Chip-enabled |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
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Overdraft Coverage for Checking |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
|
Automatic Payment Options |
Visa Signature® ✓ |
Visa Classic® ✓ |
Visa Classic® (Share Secured) ✓ |
Rates & Fees
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Annual Percentage Rate (APR) for Purchases and Balance Transfers and Cash Advances
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Visa Signature
14.15% - 25.15%
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Visa Classic
12.15% - 23.15%
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Visa Classic (Share Secured)
23.15%
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Annual Fee
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Visa Signature
$0
|
Visa Classic
$0
|
Visa Classic (Share Secured)
$0
|
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Foreign Transaction Fee
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Visa Signature
$0
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Visa Classic
$0
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Visa Classic (Share Secured)
$0
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Cash Advance Fee/Balance Transfer Fee
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Visa Signature
3% of advance amount ($10 minimum)
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Visa Classic
3% of advance amount ($10 minimum)
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Visa Classic (Share Secured)
3% of advance amount ($10 minimum)
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Effective Date
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Visa Signature
08/01/2025
|
Visa Classic
08/01/2025
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Visa Classic (Share Secured)
08/01/2025
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- Visa Credit Card Agreement
- Visa Signature Benefits Guide
- Tech CU Rewards Points Terms & Conditions
- Tech CU Rewards Points FAQs
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Make fast and easy online purchases when you enroll in Visa Checkout. Register your Tech CU Visa Debit or Credit Card for instant access while you shop.
(877) 988-0471
Make an appointment in Tech CU's Virtual Branch
Visit one of our physical branches*Not yet a member? Become a member now and enjoy great rates and other benefits of membership! Please note: Membership is not required to apply for a loan, but it will be required to complete your application upon approval.
