Individual Retirement Accounts (IRA)
If you are looking to save long-term for retirement, an IRA could be right for you! IRAs are available to individuals with earned income. They have certain tax advantages and IRS stipulations to support long-term saving. Tech CU offers accounts for Traditional or Roth IRAs.*
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IRA Savings
With Tech CU IRA Savings Accounts you can deposit up to the annual contribution limit and earn high dividends.
- $25 initial deposit
- $0.01 minimum balance requirement
- No annual maintenance fees
- Dividends calculated daily and paid quarterly
To open an IRA Savings account visit one of our branches or reach out to a Tech CU Virtual Banker.
Make an AppointmentVisit Retirement Central
You must be a member of Tech CU to open an IRA. If you are not yet a member, Join Now!
|
Contribution Type1 |
20242 |
20253 |
|---|---|---|
|
Contribution Type1 Annual Contribution
|
20242 $7,000
|
20253 $7,000
|
|
Contribution Type1 Catch-Up
|
20242 $1,000
|
20253 $1,000
|
Questions? Make an appointment with a Tech CU banker or call us at (800) 553-0880 or (408) 451-9111.
If you are looking for other options beyond IRAs as you plan for your future, contact Tech Investment Management to speak with a financial advisor today.
Explore scenarios for your retirement savings with Tech CU calculators:
- Calculate what it takes to work towards a secure retirement.
- Calculate any projected shortfall or surplus at retirement.
*Please consult with a tax specialist.
