Loan and Deposit Rates - Tech CU
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  • Rates

    Tech CU offers competitive rates on accounts, consumer loans, mortgages and home equity loans and credit lines. Find the most recent rates for our products here.

    Featured Rates

    New Auto Loan Rates
      Minimum Loan Amount2   APR3   Example: Payment per $10004  
    12-66 months $5,000 1.99% - 10.99% $20.28
    67-72 months1 $15,000 2.74% - 11.74% $19.44
    73-84 months1,5   $25,000 3.24% - 3.49% $13.44

    Apply Now Make an Appointment  

    Used Auto Rates
      Minimum Loan Amount2   APR3   Example: Payment per $10004  
    12-66 months $5,000 2.24% - 11.49% $20.54
    67-72 months1 $15,000 2.99% - 12.24% $19.70

    Apply Now Make an Appointment  

  • Mortgage Rates
    MortgagesRateAPR*Points
    30-Yr Fixed 3.375%3.414%0.000%
    15-Yr Fixed 2.750%2.819%0.000%
    3/1-Yr ARM 2.375%3.480%0.000%
    Loans available for California 1 –4-unit primary residences only. Rates and terms are subject to change without notice. Additional terms and conditions apply. All loans require Tech CU membership, credit approval, and you must meet security requirements. View mortgage payment examples. To learn more and see additional disclosures, please visit our Mortgage Web Center.
  • Learn More or Apply Now Find a Mortgage Consultant  

    Home Equity Line of Credit
    Available Credit Limits   Maximum LTV 1   Annual Percentage Rate2
    $750,001 – $1,000,000 50% 4.00%              
    $500,001 – $750,000 60% 4.00%              
    $251,000 – $500,000 70% 4.00%             
    $10,000 – $250,000 70% 3.50%              
    $10,000 – $250,000 75% 4.00%              
    $10,000 – $150,000 80% 4.25%              
    $150,001 – $250,000 80% 4.50%              

    Apply Now Make an Appointment  

    Home Equity Loan
    Term   Maximum LTV2   Amount  

    Annual
    Percentage Rate

     
    Example Payment
    per $10003
     
    15 Years 75% $25,000 - 500,000 4.875% $7.85
    20 years 75% $25,000 - 500,000 5.510% $6.89
    15 Years 80% $25,000 - 500,000 5.125% $7.98
    20 years 80% $25,000 - 500,000 5.750% $7.03

    Apply Now Make an Appointment  

  • View All Rates

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