Rates

*Rates are subject to change without notice. Payment samples assume highest interest rate shown on longest term shown; ask for additional payment samples or click here to use our payment calculator. All auto loans require Tech CU membership, credit approval and acceptable collateral. Slightly higher APRs apply to refinances of existing Tech CU vehicle loans, private party sales and other loans where Tech CU handles vehicle title work. We offer many auto loan options; ask us for details.

Vehicle Loan Terms:
¹ $15,000 minimum loan amount for 67-72-month financing, $25,000 minimum loan amount for 73-84-month financing.
² Maximum loan amount based on approved credit. New (current model year) vehicles: Up to 100% of Purchase Price, plus tax, license, dealer preparation, documentary fees, and Mechanical Breakdown Insurance or Extended Warranty Insurance.
³ APR = Annual Percentage Rate. Interest Rate will vary based on approved credit and loan to value. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work.
⁴ Payment per $1,000 is based on the highest interest rate with the maximum term.
⁵ Term subject to credit approval.

All loans require Tech CU membership, credit approval and you must meet security requirements.

*Rates are subject to change without notice. Payment samples assume highest interest rate shown on longest term shown; ask for additional payment samples or click here to use our payment calculator. All auto loans require Tech CU membership, credit approval and acceptable collateral. Slightly higher APRs apply to refinances of existing Tech CU vehicle loans, private party sales and other loans where Tech CU handles vehicle title work. We offer many auto loan options; ask us for details.

Vehicle Loan Terms:
¹ Term applies to 2014 or newer vehicle models and mileage must be 30,000 miles or less. $15,000 minimum loan amount for 67-72 month financing.
² Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding salvaged vehicles. Used Vehicles 7 years old or less and 100,000 miles or less: 100% of Kelley Blue Book Retail Value. Used Vehicles over 7 years old or more than 100,000 miles: 100% of Kelley Blue Book Wholesale Value. Plus tax, license, dealer preparation, documentary fees, and Mechanical Breakdown Insurance or Extended Warranty Insurance.
³ Interest Rate will vary based on approved credit and term. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work.
⁴ Payment per $1,000 is based on the highest interest rate with the maximum term.

All loans require Tech CU membership, credit approval and you must meet security requirements.

*Loans available for California 1-4-unit primary residences only. Rates as of 6/16/2016. Rates and terms are subject to change without notice. Additional terms and conditions may apply. Lifetime Maximum APR is 18%.

¹Maximum loan amount and loan to value (LTV) calculated as a percentage of appraisal minus the first mortgage. Approved loan amount may be less than maximum loan-to-value ratio shown depending on property type, credit history or other factors. Call (408) 451-9111 or (800) 553-0880 for details.
²Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate plus a margin.
No fees are required to establish the line, but if you pay off and close your Equity Line of Credit within three (3) years, a $500 - $1,500 early closure fee will apply.

All loans require Tech CU membership, credit approval, and you must meet security requirements.

For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply.

¹ We absorb all costs associated with establishing your loan, which generally total funding between $140 and $2,000 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of funding your loan, you will pay a $750 Early Closure Fee.
² Maximum loan amount and loan to value (LTV) calculated as a percentage of appraisal minus the first mortgage. Approved loan amount may be less than maximum loan-to-value ratio shown depending on property type, credit history or other factors.