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Unsecured and Secured Personal Loans and Lines of Credit
Sometimes, to live your best life you need a little extra cash. That’s why Tech CU offers a variety of secured and unsecured personal loans. Don’t put off that home improvement project, appliance upgrade, family vacation, or debt consolidation. A Tech CU Personal Loan or Line of Credit gives you the quick cash you need to start building, shopping, traveling, or a jump start so you can manage your finances more easily. Contact us today!
Personal Loan
Unsecured term loan with no collateral required. Get a fixed payment, term, and rate.
Personal Secured Loan
A personal loan secured against a Tech CU certificate or savings account.
Personal Line of Credit
Unsecured line of credit with a variable rate and no collateral required.
Use credit when you need it and pay interest only on what you use.
Learn About Personal Line of CreditConnect Credit Line
A Connect Credit Line is a great way to establish credit history, with a credit limit between $250 - $500.
Connect Credit LineVirtual Branch
Meet with a banker – virtually
Bank Online
Download our Mobile App.
Unsecured Personal Loans
A personal loan should be just that – personal. At Tech CU, it’s about our members. We know that sometimes you just need a little extra help to meet your financial needs. That’s why our personal loans are:
- Unsecured – meaning no collateral is required.
- Fixed rate – so there are no surprises with unexpected rate increases.
- Fixed term – 24 to 72 months, so you know exactly how to budget your payments.
- Generous credit limits – from $1,500 up to $50,000.
Personal Line of Credit
A Tech CU personal line of credit offers an ongoing source of funds to use when and how you need it. Use your Tech CU personal line of credit as overdraft protection or to consolidate credit card debt.
- Unsecured – meaning no collateral is required.
- Available through Tech CU branch locations or via online banking.
- Schedule payments from your checking or savings account.
Secured Personal Loans
Instead of dipping into your savings for a major purchase, why not use your Tech CU savings or certificate of deposit account as collateral against a secured personal loan? Secured Personal Loans can be:
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Share Secured |
Certificate Secured |
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Share Secured Continue to earn dividends on your savings account during the loan period.
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Certificate Secured Up to 100% secured by funds in your Share Certificate or Certificate of Deposit.
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Share Secured Interest rates and payment terms vary.
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Certificate Secured Interest rate and repayment terms vary.
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Share Secured |
Certificate Secured Earn dividends on your Share Certificate or Certificate of Deposit even while repaying loan.
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To open a Secured Loan – speak with a Tech CU representative in person or virtually.
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