NOTICE: Tech CU will be closed Thursday and Friday, November 26 & 27. We will re-open on Saturday, November 28. We wish you and your family a happy and safe Thanksgiving! Our San Francisco branch is temporarily closed due to shelter in place guidelines. The following branches will be open after the holiday: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa, and Sunnyvale. Branch ATMs remain operational. Click here for branch locations and hours.

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  • Home Equity Loan

    If you want a fixed rate and payment consider a home equity loan.

    Rates As Low As

    5.25%APR*

    *APR = Annual Percentage Rate. Rates and terms shown are accurate as of 3/24/2020, and apply to a Home Equity Loan.
    View Rates

    A Tech CU Home Equity Loan provides you with a single lump sum — you’ll experience a fixed rate and payment throughout the term of your loan.

    Check out these benefits:

    • No Cost Loan1 - no application fees, no closing costs, no prepayment penalty and no annual fee.
    • Available for owner-occupied properties in California of 1-4 units. Investment Property Equity Loans also available.

    EFFECTIVE DATE: 3/24/2020

     

    Home Equity Loan
    Term Maximum LTV2 Amount

    Annual
    Percentage Rate

    		 Example Payment
    per $10003
    15 Years 70% $25,000 - 250,000 5.25% $8.05
    20 years 70% $25,000 - 250,000 5.875% $7.10

    For more information about our Home Equity Loan, contact us at (877) 988-0471.

  • For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply. 

    1 We absorb all costs associated with establishing your loan, which generally total funding between $140 and $2,000 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of funding your loan, you will pay a $750 Early Closure Fee.
    2 Maximum loan amount and loan to value (LTV) calculated as a percentage of appraisal minus the first mortgage. Actual LTV may be lower based on conditions and/or restrictions.
    3 Payment per $1000 is based on highest rate with maximum term.

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Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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