Home Equity Loan


Term in Months	Maximum Loan-to-Value¹	Amount	Annual Percentage Rate	Example Payment per $1,000²	Occupancy	Effective Date
12 - 180	70%	$25,000 - $250,000	7.375%	$9.20	Owner Occupied	01/01/2025
181 - 240	70%	$25,000 - $250,000	8.000%	$8.36	Owner Occupied	01/01/2025
12 - 180	60%	$25,000 - $150,000	7.875%	$9.48	Non-Owner Occupied	01/01/2025
181 - 240	60%	$25,000 - $150,000	8.500%	$8.68	Non-Owner Occupied	01/01/2025
For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply. ¹Maximum loan amount and loan to value (LTV) calculated as a percentage of appraisal minus the first mortgage. Approved loan amount may be less than maximum loan-to-value ratio shown depending on property type, credit history or other factors. ²Payment per $1,000 is based on the highest interest rate with the maximum term. We absorb all costs associated with establishing your loan, which generally total between $700 and $2,100 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of funding your loan, you will pay a $750 Early Closure Fee.

For more information about our Home Equity Loan, contact us at (877) 988-0471.

Calculate your potential monthly payment for a Tech CU Home Equity Loan
For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply.

¹We absorb all costs associated with establishing your loan, which generally total funding between $700 and $2,100 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of funding your loan, you will pay a $750 Early Closure Fee.

Check out these benefits: