NOTICE: As we continue to balance our role as an essential service provider with the health of our employees and members, the ability to staff all of our branches is sometimes impacted. Our Milpitas, Palo Alto, San Francisco, and Sunnyvale branches will be temporarily closed effective December 2nd. As more members opt for non-face-to-face interactions, you may experience longer hold times when calling our Member Contact Center. We apologize for this inconvenience. Click here for open branch locations and hours.

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  • Home Equity Loan

    If you want a fixed rate and payment consider a home equity loan.

    Rates As Low As

    5.25%APR*

    *APR = Annual Percentage Rate. Rates and terms shown are accurate as of 3/24/2020, and apply to a Home Equity Loan.
    View Rates

    A Tech CU Home Equity Loan provides you with a single lump sum — you’ll experience a fixed rate and payment throughout the term of your loan.

    Check out these benefits:

    • No Cost Loan1 - no application fees, no closing costs, no prepayment penalty and no annual fee.
    • Available for owner-occupied properties in California of 1-4 units. Investment Property Equity Loans also available.

    EFFECTIVE DATE: 3/24/2020

    Home Equity Loan
    Term Maximum LTV2 Amount

    Annual
    Percentage Rate

    		 Example Payment
    per $10003
    15 Years 70% $25,000 - 250,000 5.25% $8.05
    20 years 70% $25,000 - 250,000 5.875% $7.10

    For more information about our Home Equity Loan, contact us at (877) 988-0471.

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    • Calculate your potential monthly payment for a Tech CU Home Equity Loan
     
     

  • For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply. 

    1 We absorb all costs associated with establishing your loan, which generally total funding between $140 and $2,000 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of funding your loan, you will pay a $750 Early Closure Fee.
    2 Maximum loan amount and loan to value (LTV) calculated as a percentage of appraisal minus the first mortgage. Actual LTV may be lower based on conditions and/or restrictions.
    3 Payment per $1000 is based on highest rate with maximum term.

Give us a call

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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