Good news! Our Milpitas, Sunnyvale, and Palo Alto branches have reopened, observing safety protocols. We can’t wait to see you! Our San Francisco branch remains temporarily closed. As more members opt for non-face-to-face interactions, you may experience longer hold times when calling our Member Contact Center. We apologize for this inconvenience.
Click here for open branch locations and hours.
You may be paying more than you should for your auto loan. If you financed your car, truck or SUV with a payment higher than you like, consider refinancing your loan with Tech CU.
We offer flexible repayment terms and low rates help you lower your payments.
Feel free to use our
refinance calculator to
determine what your new monthly payment could be.
*Auto loan APRs range from 2.74% APR to 12.74% APR as of 11/1/2020; subject to change without notice. 2.74% APR is available to borrowers with excellent credit on a used auto loan a term up to 36 months. PAYMENT SAMPLES: Pay $28.97 per month per $1,000 borrowed at 2.74% APR for 36 months. Pay $19.94 per month per $1,000 borrowed at 12.74% APR for 72 months. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. We offer many auto loan options; ask us for details.
Vehicle Loan Terms:
$15,000 minimum loan amount for 72 month financing. Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding lemon-law buyback, salvaged or other branded title vehicles. Used Vehicles 7 years old or less and 100,000 miles or less: Up to 125% of Kelley Blue Book Retail alue (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit. Used Vehicles over 7 years old or more than 100,000 miles: Up to 100% of Kelley Blue Book Wholesale Value (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit. Interest Rate will vary based on approved credit. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. Payment per $1,000 is based on the highest interest rate with the maximum term.
All loans require Tech CU membership, credit approval and you must meet security requirements.