Grand Opening Offers

*To be eligible for the Idaho Grand Opening Offer (IDGO) you must (a) live, regularly work, regularly worship, or currently attend school in Ada County or Canyon County, (b) be related to or live with a current Tech CU Member or, (c) be employed by a Tech CU Member Company or affiliated organization. To qualify for $500, open a new Tech CU checking account by 12/31/2025 and, for six consecutive calendar months, (1) receive $1,500 or more in direct deposits (excluding bank-to-bank transfers) in any account and (2) post at least 5 debit card transactions. The first direct deposit and first five debit card transactions must be posted within the first two calendar months after account opening. For example, if your opening date was 3/5/25, you would need to have received direct deposits of at least $1,500 and posted 5 debit card transactions by 4/30/25. A $500 credit will post to the checking account and be available for withdrawal on the first of the month following the last month of all requirements being fulfilled. If the checking account is closed less than 6 months after account opening, or the required minimum transactions are not completed, the $500 account credit and any dividends will be forfeited. Must be 18 years or older. Offer valid only for individuals who open new to Tech CU checking accounts and are in good standing. Offer not available on Health Savings Accounts or Business Accounts. Rates and terms subject to change without notice. At Tech CU’s discretion, this offer may not be combined with other Tech CU offers, discounts, or promotions.

** Offer bundle applies only to owner-occupied, single family residence mortgage loan transactions. Offer available only to borrowers who reside or work in Ada or Canyon Counties, Idaho. $650 discount applied on closing costs. Minimum loan amount $100K and transaction must close by December 31, 2025. Additional $650 discount applied on closings for original qualifying loans refinanced within 12 calendar months of original funded transaction. Promotion subject to standard Tech CU loan closing requirements and conditions. Borrower(s) will pay third party fees such as appraisal, title, and escrow unless the loan terms state otherwise. Fees will be imposed for rate buy-downs or discount points. 0.125% Mortgage Rate Discount applies to posted fixed rate, fixed term, 1st position mortgage products & must be owner occupied. Borrower must qualify at funding; rate discount will not be applied after loan has funded. Does not apply to investment property or commercial loans. For additional details, speak to a Mortgage Consultant. Other terms and conditions may apply.

***Available only to individuals who reside or work in Ada or Canyon Counties, Idaho.

^Rate bump not available on Raise My Rate certificates, Health Savings Accounts, or business accounts. Minimum of 12-month Certificate.

^^Friend must be eligible for membership, join Tech CU with a Savings balance of $25, and establish recurring direct deposits (excluding bank-to-bank transfers) of at least $1500 per month within the first two calendar months after opening a Tech CU checking account. For example, if your friend’s opening date was 07/05/25, they would need to receive one direct deposit of at least $1500 by 07/31/25 and another by 08/30/25. Friend must not have had any Tech CU membership or account relationship during the twelve (12) calendar months prior to the date the friend joins Tech CU. Only Tech CU members in good standing are eligible to receive a referral bonus. $100 bonus will be credited to referring member’s Tech CU Checking Account at the end of the month following the month the friend’s account receives its second qualifying direct deposit. Maximum of five (5) $100 referral payouts totaling $500 per 12-month cycle, beginning from the date of the first payout. All members must be 18 years or older. Offer not available on Uniform Transfers to Minors Act (UTMA) Accounts, Individual Retirement Accounts (IRA), Health Savings Accounts (HSA), or Business Accounts. Cannot be combined with any other offers and may be cancelled at any time. Rates and terms subject to change without notice.

All products require Tech CU membership. Loans require credit approval. Rates and terms subject to change without prior notice. Offers may not be combined with any other Tech CU offer, discount, or promotion.