Several of our branches are temporarily closed due to the shelter in place guidelines. The following branches remain open: San Jose, Santa Teresa, Dublin and Cupertino. All branch ATMs remain operational. The closed branches will reopen when the shelter in place requirement is lifted.
Click here for more information.
You may be paying more than you should for your auto loan. If you financed your car, truck or SUV with a payment higher than you like, consider refinancing your loan with Tech CU.
We offer flexible repayment terms and low rates help you lower your payments.
Feel free to use our
refinance calculator to
determine what your new monthly payment could be.
*Auto loan APRs range from 3.24% APR to 13.24% APR as of 1/8/2016; subject to change without notice. 3.24% APR is available to borrowers with excellent credit on a used auto loan a term up to 36 months. PAYMENT SAMPLES: Pay $29.19 per month per $1,000 borrowed at 3.24% APR for 36 months. Pay $20.20 per month per $1,000 borrowed at 13.24% APR for 72 months. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. We offer many auto loan options; ask us for details.
Vehicle Loan Terms:
Term applies to 2016 or newer vehicle models and mileage must be 30,000 miles or less. $15,000 minimum loan amount for 72 month financing. Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding lemon-law buyback, salvaged or other branded title vehicles. Used Vehicles 7 years old or less and 100,000 miles or less: Up to 125% of Kelley Blue Book Retail alue (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit. Used Vehicles over 7 years old or more than 100,000 miles: Up to 100% of Kelley Blue Book Wholesale Value (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit. Interest Rate will vary based on approved credit. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. Payment per $1,000 is based on the highest interest rate with the maximum term.
All loans require Tech CU membership, credit approval and you must meet security requirements.