• Vehicle Loans

    In addition to great rates for our members on new and used autos and new motorcycles (see below), Tech CU offers several services to help with the buying process.

    You can find research tools and information on how to get pre-approved by visiting our Vehicle Resources Page.

  • To apply for a loan or to discuss options:

    Apply

    Apply for a vehicle loan today.*

    (877) 988-0471

    Call our Lending Center.

  • New Auto Loan Rates

    • Borrow up to 125% of MSRP (including tax, license, document fees, and extended warranty), plus GAP on approved credit.
  • Term1Minimum Loan Amount2Annual Percentage Rate3Example: Payment per $1,0004Effective Date
    12 - 36 months$5,0005.99% - 14.99%$34.6606/01/2024
    37 - 48 months$5,0006.24% - 15.24%$27.9506/01/2024
    49 - 66 months$5,0006.49% - 15.49%$22.6006/01/2024
    67 - 72 months$15,0006.99% - 15.99%$21.6906/01/2024
    73 - 84 months$25,0007.84% - 9.34%$16.2606/01/2024
  • Used Auto Loan Rates

    • Borrow up to 125% of Kelley Blue Book Retail Value on cars 7 years old or less and 100,000 miles or less (including tax, license, document fees, and extended warranty), plus GAP on approved credit.
    • Borrow up to 90% of Kelley Blue Book Retail Value on cars over 7 model years old or over 100,000 miles (including tax, license, document fees, and extended warranty), plus GAP on approved credit.
  • Term1Minimum Loan Amount2Annual Percentage Rate3Example: Payment per $1,0004Effective Date
    12 - 36 months$5,0006.24% - 15.49%$34.9106/01/2024
    37 - 48 months$5,0006.49% - 15.74%$28.2106/01/2024
    49 - 66 months$5,0006.74% - 15.99%$22.8706/01/2024
    67 - 72 months$15,0007.24% - 16.49%$21.9606/01/2024
    73 - 84 months$25,0008.09% - 9.59%$16.3906/01/2024
  • New Motorcycle Loan Rates

    • Up to 100% of manufacturer suggested retail price — plus tax, license, dealer preparation and document fees.
    • Terms of up to 5 years (60 months).
  • Term1Minimum Finance Amount2Annual Percentage Rate3Example Payment per $1,0004Effective Date
    24 - 60 months$10,0009.74% - 18.49%$25.6606/01/2024
  • *Not yet a member? Become a member now and enjoy great rates and other benefits of membership! Please note: Membership is not required to apply for a loan, but it will be required to complete your application upon approval.

    Join Tech CU

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

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