If you’ve been impacted by the California Wildfires, please contact us at 1-800-553-0880 to discuss payment assistance options, emergency relief, and other financial support. Our dedicated team is ready to work with you during this challenging time. For additional resources and information, visit CA Wildfire Recovery.

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  • Certificates

    A longer term, higher yield savings vehicle.

    When you're looking for a higher rate with guaranteed returns and you don't mind "parking" your money for a while, consider a Tech CU Certificate Account.

    Dividends are earned for each day that your money remains in the account and are calculated using the Daily Balance Method. When you open a Certificate at Tech CU you can rest easy - all Certificates are federally insured by NCUA to at least $250,000 and Tech CU is 5-star rated by Bauer Financial.

    We offer a wide variety of certificate options with great rates to help you achieve your financial goals. And, we currently have several limited-time offers.

    Featured Certificate Offers

    Liquid Certificates

    Maintain easy access to your money with our 3, 4, or 5-month Liquid Certificate at competitive rates. You only need a minimum Opening Balance of $1,000. Anything over the initial $1,000 can be withdrawn once a month and you can make deposits anytime during the term of the certificate. Who says you can’t have your cake and eat it too?

    Open a Liquid Certificate Learn More about Liquid Certificates

    Please note: The Tech CU Liquid Certificate is for “new-to-Tech CU money” only.

    Ongoing Certificate Offers

    As a not-for-profit, Tech CU re-invests in our members by offering great rates – often better than banks. Take a look at all our Certificate Rates.

    Features of Tech CU Certificates:

    • Low minimum of just $1,000
    • No maximum balance
    • Wide variety of terms to meet your saving needs
    • Certificates that offer “Raise My Rate” once during the term so you can benefit if rates rise (not available for IRA Certificates)
    • Daily accrued interest
    • Access to interest earnings once a month on Certificates of 6+ months
    • Federally insured to at least $250,000.
    • Peace of mind – your financial institution maintains the highest industry classification of “well-capitalized” and has a 5-Star rating from Bauer Financial
    Members New Members Need help? Make an Appointment

    Get Started Online, Via Virtual Branch, Or In Person.

    Non-Members

    • Open your account online.
      1. When asked if you’re an existing member, select “no” and click “next”.
      2. Choose Certificate and the Term of choice from the drop-down menu.
      3. Complete the membership application.
      4. Fund your new account(s).
    Open Account Online
    • For personal assistance, you may contact Tech CU’s Virtual Branch from anywhere by making an appointment at a time that fits your schedule.
    Schedule Virtual Appointment

    Members

    • Sign into Tech CU Online Banking.
      1. Choose apply.
      2. Choose Certificates and the Term of choice.
      3. Fund your accounts.
    Sign-in to Online Banking
    • For personal assistance, you may contact Tech CU’s Virtual Branch from anywhere by making an appointment at a time that fits your schedule.
    • Small Business and Commercial Members, please call (408) 441-4752.
    Schedule Virtual Appointment

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

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