Relationship Rewards Chart

Compare our Preferred, Preferred Plus and Premier Relationship levels.

Our Relationship Rewards program consists of three levels: Preferred, Preferred Plus and Premier. The chart below provides further specifics on each level.

	Preferred	Preferred Plus	Premier
Combined Balances	Preferred Less than $25,000	Preferred Plus $25,000 to $99,999.99	Premier $100,000 or more
Membership Share Savings Requirements	Preferred No Monthly Fee Minimum Balance $25 (Par Value)	Preferred Plus No Monthly Fee Minimum Balance $25 (Par Value)	Premier No Monthly Fee Minimum Balance $25 (Par Value)
Basic Checking Requirements	Preferred No monthly fee No minimum balance No direct deposit required	Preferred Plus No monthly fee No minimum balance No direct deposit required	Premier No monthly fee No minimum balance No direct deposit required
Interest Checking Requirements	Preferred No monthly fee No minimum balance requirement No direct deposit required Requires minimum balance of $1,500 to earn dividends	Preferred Plus No monthly fee No minimum balance requirement No direct deposit required Requires minimum balance of $1,500 to earn dividends	Premier No monthly fee No minimum balance requirement No direct deposit required Requires minimum balance of $1,500 to earn dividends
Reset™ Checking¹	Preferred No monthly fee	Preferred Plus No monthly fee	Premier No monthly fee
Insured Investment Savings Requirements	Preferred $6 monthly fee (waived with minimum daily balance of $2,500)	Preferred Plus $6 monthly fee (waived with minimum daily balance of $2,500)	Premier No monthly fee
Branch, Call-24 Phone Banking and Contact Center Transactions	Preferred No charge	Preferred Plus No charge	Premier No charge
Verification of Deposit and Account Verification Letters	Preferred $0	Preferred Plus $0	Premier $0
Initial Financial Planning Consultation	Preferred No Charge	Preferred Plus No Charge	Premier No Charge
VISA® Debit Card Transactions/POS	Preferred No Charge	Preferred Plus No Charge	Premier No Charge
Non-Tech CU ATM Transactions	Preferred No Charge	Preferred Plus No Charge	Premier No Charge
Rebates on ATM Surcharges²	Preferred None	Preferred Plus Up to $1.50 rebated per surcharge imposed by the other institution, to a maximum rebate of $10 per month for the host's ATM charge	Premier Receive the full surcharge amount imposed by the other institution, to a maximum rebate of $10.00 per month for the host's ATM charge
Daily ATM Withdrawal Limits	Preferred $1,500	Preferred Plus $1,500	Premier $1,500
Daily POS Purchase Limits	Preferred $5,000	Preferred Plus $7,500	Premier $10,000
Daily VISA® Debit Card Purchase Limits	Preferred $5,000	Preferred Plus $7,500	Premier $10,000
Overdraft Protection³	Preferred No charge	Preferred Plus No charge	Premier No charge
Bill Pay and Online Banking with Security Protection	Preferred No charge	Preferred Plus No charge	Premier No charge
eStatements and Alerts	Preferred No Charge	Preferred Plus No Charge	Premier No Charge
Official Checks	Preferred No Charge	Preferred Plus No Charge	Premier No Charge
Check Orders	Preferred Standard fee	Preferred Plus Free Tech CU Logo Checks (2 boxes per year)	Premier Free Tech CU Logo Checks (2 boxes per year)
Incoming Wire Transfers	Preferred No charge	Preferred Plus No charge	Premier No charge
Domestic Outgoing Wire Transfers	Preferred $15 for outgoing	Preferred Plus $15 for outgoing	Premier No charge
Account Research	Preferred No charge	Preferred Plus No charge	Premier No charge
NSF Fee	Preferred $20 (four per day)	Preferred Plus $20 (four per day)	Premier $20 (four per day)

¹ Reset Checking is no longer available for new account opening.

² Surcharges are usage fees, applied by Tech CU for use of non Tech CU or Network (COOP or Allpoint) ATMs. Non Network ATM providers may charge their own fees, which are not rebated. Surcharge rebates are credited to your Tech CU checking account on the last day of each statement period.

³ No charge for transfers from a designated overdraft protection source. If you do not have a designated overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account under our overdraft protection (courtesy pay) service. NSF fees apply. You need to opt in to use our overdraft protection service (courtesy pay) for your ATM and every day debit card transactions.

Relationship Rewards Chart

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