Relationship Rewards Chart
Compare our Preferred, Preferred Plus and Premier Relationship levels.
Our Relationship Rewards program consists of three levels: Preferred, Preferred Plus and Premier. The chart below provides further specifics on each level.
|
|
Preferred |
Preferred Plus |
Premier |
|---|---|---|---|
|
Combined Balances |
Preferred Less than $25,000 |
Preferred Plus $25,000 to $99,999.99 |
Premier $100,000 or more |
|
Membership Share Savings Requirements |
Preferred No Monthly Fee Minimum Balance $25 (Par Value) |
Preferred Plus No Monthly Fee Minimum Balance $25 (Par Value) |
Premier No Monthly Fee Minimum Balance $25 (Par Value) |
|
Basic Checking Requirements |
Preferred No monthly fee No minimum balance No direct deposit required |
Preferred Plus No monthly fee No minimum balance No direct deposit required |
Premier No monthly fee No minimum balance No direct deposit required |
|
Interest Checking Requirements |
Preferred No monthly fee No minimum balance requirement No direct deposit required Requires minimum balance of $1,500 to earn dividends |
Preferred Plus No monthly fee No minimum balance requirement No direct deposit required Requires minimum balance of $1,500 to earn dividends |
Premier No monthly fee No minimum balance requirement No direct deposit required Requires minimum balance of $1,500 to earn dividends |
|
Reset™ Checking1 |
Preferred No monthly fee |
Preferred Plus No monthly fee |
Premier No monthly fee |
|
Insured Investment Savings Requirements |
Preferred $6 monthly fee (waived with minimum daily balance of $2,500) |
Preferred Plus $6 monthly fee (waived with minimum daily balance of $2,500) |
Premier No monthly fee |
|
Branch, Call-24 Phone Banking and Contact Center Transactions |
Preferred No charge |
Preferred Plus No charge |
Premier No charge |
|
Verification of Deposit and Account Verification Letters |
Preferred $0 |
Preferred Plus $0 |
Premier $0 |
|
Initial Financial Planning Consultation |
Preferred No Charge |
Preferred Plus No Charge |
Premier No Charge |
|
VISA® Debit Card Transactions/POS |
Preferred No Charge |
Preferred Plus No Charge |
Premier No Charge |
|
Non-Tech CU ATM Transactions |
Preferred No Charge |
Preferred Plus No Charge |
Premier No Charge |
|
Rebates on ATM Surcharges2 |
Preferred None |
Preferred Plus Up to $1.50 rebated per surcharge imposed by the other institution, to a maximum rebate of $10 per month for the host's ATM charge |
Premier Receive the full surcharge amount imposed by the other institution, to a maximum rebate of $10.00 per month for the host's ATM charge |
|
Daily ATM Withdrawal Limits |
Preferred $1,500 |
Preferred Plus $1,500 |
Premier $1,500 |
|
Daily POS Purchase Limits |
Preferred $5,000 |
Preferred Plus $7,500 |
Premier $10,000 |
|
Daily VISA® Debit Card Purchase Limits |
Preferred $5,000 |
Preferred Plus $7,500 |
Premier $10,000 |
|
Overdraft Protection3 |
Preferred No charge |
Preferred Plus No charge |
Premier No charge |
|
Bill Pay and Online Banking with Security Protection |
Preferred No charge |
Preferred Plus No charge |
Premier No charge |
|
eStatements and Alerts |
Preferred No Charge |
Preferred Plus No Charge |
Premier No Charge |
|
Official Checks |
Preferred No Charge |
Preferred Plus No Charge |
Premier No Charge |
|
Check Orders |
Preferred Standard fee |
Preferred Plus Free Tech CU Logo Checks (2 boxes per year) |
Premier Free Tech CU Logo Checks (2 boxes per year) |
|
Incoming Wire Transfers |
Preferred No charge |
Preferred Plus No charge |
Premier No charge |
|
Domestic Outgoing Wire Transfers |
Preferred $20 for outgoing |
Preferred Plus $20 for outgoing |
Premier No charge |
|
Account Research |
Preferred No charge |
Preferred Plus No charge |
Premier No charge |
|
NSF Fee |
Preferred $14 (six per day) |
Preferred Plus $14 (six per day) |
Premier $14 (six per day) |
1 Reset Checking is no longer available for new account opening.
2 Surcharges are usage fees, applied by Tech CU for use of non Tech CU or Network (COOP or Allpoint) ATMs. Non Network ATM providers may charge their own fees, which are not rebated. Surcharge rebates are credited to your Tech CU checking account on the last day of each statement period.
3 No charge for transfers from a designated overdraft protection source. If you do not have a designated overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account under our overdraft protection (courtesy pay) service. NSF fees apply. You need to opt in to use our overdraft protection service (courtesy pay) for your ATM and every day debit card transactions.
