There’s a better way to finance your home.
If buying or refinancing, pay fewer fees.*
Buy or refinance and keep more of your money from the start.
A Tech CU mortgage has no lender fees* and offers dedicated support from beginning to end.
- No application, rate-lock, origination, or underwriting fees
- Quick pre‑approval so you know how much home you can afford
- One Mortgage Consultant from start to finish dedicated to your success
- Concierge underwriting for a smoother, personalized experience
- Free Mortgage Check-Up for refinancers — get expert advice to save money on your mortgage
- Competitive rates on traditional and specialty mortgage solutions
Apply with a Mortgage Consultant
1st-Time Buyers
*Fees will be imposed for rate buy-downs or discount points. All other Third-Party Service Provider fees will apply.
“The staff were very helpful and thoughtful when we got our mortgage loan from Tech CU. Our experience with Tech CU has been the best!”
Chie T., Member Survey
The right mortgage solution for you.
Whether you're moving, growing, or starting fresh, Tech CU offers a full range of mortgages to fit your needs.
Options include:
- Fixed-Rate
- Adjustable Rate (ARMs)
- Jumbo
- Specialty mortgages, including for self-employed
- A wide range of terms
Thinking of refinancing?
Schedule a free Mortgage Check-Up with a Tech CU Mortgage Consultant.
“I think the offerings are really great and I have had really great service for my mortgage.”
Josephine V., Member Survey
Buying your first home? It’s smart to be prepared.
Buying a home can feel less overwhelming if you prepare ahead of time. Here’s a simple guide:
Understand what you can afford
Even before you get pre-approved, use a mortgage payment calculator to get a sense of your monthly payments and price range.
Plan your down payment with our Savings Goal Calculator
- FHA loans allow as little as 3.5% down
- VA loans offer 0% down
- 20% down will help you avoid mortgage insurance
Review your credit
A stronger credit profile can help you qualify for better rates and loan options. If you are already a member of Tech CU, set up credit score monitoring.
Budget for additional costs
Tech CU does not charge lender fees*, but you should plan for third-party fees like appraisal, title, and escrow. You may also face unexpected expenses after you move into your new home, so be sure to have a cushion.
Ready to move forward?
Buying a home is a big step, but you don’t have to navigate it alone and you don’t have to pay lender fees! When you’re ready, contact a Tech CU Mortgage Consultant, get a quick pre-approval, and enjoy concierge underwriting for a smoother, less stressful experience.
Who We Are
Tech CU is a 5-Star credit union that exists for its members. As a non-profit, we are able to offer great rates, fewer fees, and award-winning service. Whether you are growing into a new home, looking to downsize, or seeking to free up money through a refinancing, our mortgage specialists are dedicated to your success.
Apply Online for a MortgageTalk to a Mortgage Consultant
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