NOTICE: The Cupertino branch is closing at 10:30 am Friday, April 21 due to construction. Normal business hours will resume Monday, April 24. To find another branch click here.

  • Free Credit Score in Online Banking

    Make smart, informed decisions about your finances.

    Knowing your credit score and monitoring it is key to understanding your financial outlook - it's also your right as an informed consumer. And, even better, you can view your score directly from your online banking account. Simply click the banner at the top right of your account homepage to set this up.

    • Exclusively for members
    • Special savings with customized offers for auto, personal and home loans
    • We have partnered with SavvyMoney® to provide your free credit score and credit monitoring
    • Viewing your credit score does not impact your credit history

    Once you pull your credit score for the first time, you'll also be automatically enrolled into free credit monitoring. Your file will be scanned daily for key changes and an email alert will be sent when something significant happens.

    Make smarter financial decisions by understanding your credit and how to improve it.


    Getting Started

    Tech CU Member Widget

    After Enrollment

    Tech CU non-member widget

    Before Enrollment

    Simply click the banner at the top right in Online Banking to set up these features.

    Not enrolled in Online Banking? Enroll here.


    Here is a sample of the credit score information you see through the Free Credit Score and Monitoring feature once you are enrolled.

    SavvyMoney Dashboard Sample

    Frequently Asked Questions

    [+] What is SavvyMoney’s Credit Score program?

    [+] Is SavvyMoney Credit Score an actual credit report?

    [+] Is there a fee?

    [+] How often are credit scores updated?

    [+] Can I request a free credit report from SavvyMoney?

    [+] How does the SavvyMoney Credit Score differ from other credit scoring offerings?

    [+] Why do credit scores differ?

    [+] Will Tech CU use SavvyMoney Credit Score to make loan decisions?

    [+] Will SavvyMoney share credit scores with Tech CU?

    [+] How does SavvyMoney Credit Score keep my financial information secure?

    [+] If Tech CU doesn’t use SavvyMoney Credit Score to make loan decisions, why do you offer it?

    [+] What if the information provided by SavvyMoney Credit Score appears to be wrong or inaccurate?

    [+] There is a section on the site that features both Tech CU product offers and financial education articles. Can you explain more about this?

    [+] What if I have no credit history or poor credit and don’t qualify for any products?

    [+] Will accessing SavvyMoney Credit Score impact my credit and potentially lower my credit score?

    [+] Can I get a copy of my credit report from SavvyMoney?

    [+] Does SavvyMoney offer credit report monitoring?

    [+] How do I change my email address or other personal information?


Give Us a Call

We look forward to chatting with you.

(800) 553-0880

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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