Treasure Valley Offers

To be eligible for the Treasure Valley Offers you must (a) live, regularly work, regularly worship, or currently attend school in Ada County or Canyon County, (b) be related to or live with a current Tech CU Member or, (c) be employed by a Tech CU Member Company or affiliated organization.

¹ To qualify for $500, open a new Tech CU checking account by 7/31/2026 and, for six consecutive calendar months, (1) receive $1,500 or more in direct deposits (excluding bank-to-bank transfers) in any account and (2) post at least 5 debit card transactions. The first direct deposit and first five debit card transactions must be posted within the first two calendar months after account opening. For example, if your opening date was 7/05/25, you would need to have received direct deposits of at least $1,500 and posted 5 debit card transactions by 8/31/25. A $500 credit will post to the checking account and be available for withdrawal on the first of the month following the last month of all requirements being fulfilled. If the checking account is closed less than 6 months after account opening, or the required minimum transactions are not completed, the $500 account credit and any dividends will be forfeited. Must be 18 years or older. Offer valid only for members who are in good standing and who do not currently have a Tech CU checking account relationship. Offer not available on Health Savings Accounts or Business Accounts. Terms subject to change without notice. Bonus is subject to IRS reporting and may be considered taxable income.

² Annual Percentage Yield (APY) is accurate as of 7/1/2026 and may change at any time. Earn a blended APY in a Tech CU High-Yield Savings Account when you open a Tech CU Checking Account with a $100.00 opening deposit of new-to-Tech CU money, meaning the opening deposit must have been deposited into a member’s account from an external source within 21 days of account opening. One High-Yield Savings Account per membership. Additional High-Yield Savings Accounts will be converted to Non-Membership Savings Accounts. The first $5,000.00 in the High-Yield Savings Account will earn the APY for balances up to $5,000.00, the next $5,000.00 will earn the APY for balances between $5,000.01 and $10,000.00, the next $10,000.00 after that will earn the APY for balances between $10,000.01 and $20,000.00, and balances over $20,000.00 will earn the APY for balances $20,000.01 and above, meaning the blended APY may change after account opening. See Truth in Savings Consumer Account Rate Sheet (PDF, 1,299 KB) for more details.

³ Rate bump not available on Raise My Rate certificates, Health Savings Accounts or business accounts. Minimum of 12-month Certificate.

⁴ Annual Percentage Rate (APR) and maximum loan amount vary based on approved credit. New vehicles: up to 125% of manufacturer’s suggested retail price (MSRP) (including tax, license, and document fees), plus Guaranteed Asset Protection (GAP) on approved credit. Used vehicles with 100,000 miles or less: up to 125% of Kelly Blue Book Retail Value (including tax, license, and document fees). Higher APRs apply to refinances of existing Tech CU loans, private party sales, and other loans where Tech CU handles vehicle title work. Lower APRs apply to loans with less than 90% LTV. LTV = Loan to Value. New Auto is a vehicle that is up to 2 model years old. Used Auto is a vehicle that is 3 to 10 model years old. All loans require Tech CU membership. See Consumer Loan Rate Sheet for more details.

⁵ 5.75% introductory APR (Annual Percentage Rate) for the first six months - 2.99%-18.00% APR thereafter, based on the then-current Wall Street Journal prime rate plus margin, which is 6.75% - 7.25% APR as of 4/1/2026. Rates are variable and based on creditworthiness, property value and loan amount. You will not be charged origination or transfer fees, however, if you pay off and close your Line of Credit within three (3) years, the following may apply: (i) for California residents, an early closure fee between $500 and $1,500, (ii) for Idaho residents, reimbursement of some or all of the third-party origination fees that Tech CU paid on your behalf. Not available on refinances. Loans subject to approval. Available for applicants without an existing Tech CU home equity line of credit. Promotion may be modified at any time. Additional terms and conditions may apply.

All products require Tech CU membership. Rates and terms subject to change without prior notice. Offers may not be combined with any other Tech CU offer, discount, or promotion.