A little here can go a long way.
Your Treasure Valley Offers are here for a limited time.
From savings to auto loans, here’s how a little can go a long way in Treasure Valley. Pick the ones that fit your plan.
Enjoy up to 4.00% APY with a High-Yield Savings Account!1
Save with a 12-month Certificate at 4.25% APY!2
Earn $500 on a No Fee Checking Account!3
Enjoy rates as low as 4.99% APR on a Car Loan!4
Get a No Fee HELOC at 5.75% APR 6-month intro rate!5
Treasure Valley Savings
High-Yield Savings Account up to 4.00% APY1
- Special high rate on your first $5,000
- Low minimum of just $100 to open
- No monthly maintenance fee
No-Maximum Deposit Certificate at 4.25% APY2
- Low $1,000 minimum, no maximum deposit
- Access to dividend earnings every month
- Federally insured to at least $250,000
No Fee* Checking with a $500 Sign-Up Bonus3
- No monthly fee, no maintenance fee, no minimum balance fee
- Easy digital interface and bill pay
Open a No Fee Checking Account
Promo Code GEM1
- Activate your debit card
- Fund your membership with at least $25
- Set up minimum direct deposit of at least $1,500 per month
- Complete 5 debit card transactions per month
Then, receive your $500 bonus by completing the requirements for 6 consecutive months
Existing Members: Find out if you qualify for the $500 offer.
Treasure Valley Lending
Auto Loans as Low as 4.99% APR4
- Special 0.25% local rate discount
- No application fee, no pre-payment penalty
- Option to roll purchase fees into your loan
No Fee HELOC at 5.75% APR 6-Month Intro Rate. After, as low as 6.75% APR.5
- No application, annual, transfer, or closing fees
- Pay interest only on what you use
- Access funds anytime in Digital Banking
Why Tech CU
Tech CU makes banking simpler, smarter, and more personal. As a not-for-profit owned by its members, we put value into competitive rates and low fees instead of shareholder returns, all through a digital experience backed by real, local support at our Meridian branch.
- Digital-first banking with local in-person support in Meridian, virtually, or by phone.
- Competitive rates on savings, with no monthly fees
- Personalized, award-winning service that makes managing money day-to-day easier
- Not-for-profit financial institution focused on its members, not stockholders
Bring your money to Tech CU. Whichever offer is right for you, it starts here.
Open a 4.00% APY High-Yield Savings Account1
Open a 12-Month Certificate at 4.25% APY2
Open a No Fee Checking Account with $500 Bonus3
Apply for an Auto Loan as low as 4.99% APR4
Open a HELOC at 5.75% APR Intro Rate for 6 months, then as low as 6.75% APR5
To be eligible for the Treasure Valley Offers you must live, regularly work, regularly worship, or currently attend school in Ada County or Canyon County.
High Yield Savings Account
1Annual Percentage Yield (APY) is accurate as of 7/1/2026 and may change at any time. To qualify, you must open a Tech CU checking account by 9/30/2026 with a $100.00 opening deposit of new-to-Tech CU money, meaning the opening deposit must have been deposited into a member’s account from an external source within 21 days of account opening. One High-Yield Savings Account per membership. Additional High-Yield Savings Accounts will be converted to Non-Membership Savings Accounts. The first $5,000.00 in the High-Yield Savings Account will earn the APY for balances up to $5,000.00, the next $5,000.00 will earn the APY for balances between $5,000.01 and $10,000.00, the next $10,000.00 after that will earn the APY for balances between $10,000.01 and $20,000.00, and balances over $20,000.00 will earn the APY for balances $20,000.01 and above, meaning the blended APY may change after account opening. See Truth in Savings Consumer Account Rate Sheet for more details.
.25% certificate of deposit rate bump
2Rate bump not available on Health Savings Accounts or Business Accounts. Minimum Certificate term of 12-months.
$500 cash offer for new to Tech CU No Fee* Checking Account
3To qualify for $500, open a new Tech CU checking account by 9/30/2026 and, for six consecutive calendar months, (1) receive $1,500 or more in direct deposits (excluding bank-to-bank transfers) in any account and (2) post at least 5 debit card transactions. The first direct deposit and first five debit card transactions must be posted within the first two calendar months after account opening. For example, if your checking account opening date was 7/5/26, you would need to have received direct deposits of at least $1,500 and posted 5 debit card transactions by 8/31/26. A $500 credit will post to the checking account and be available for withdrawal on the first of the month following the last month of all requirements being fulfilled. If the checking account is closed less than 6 months after account opening, or the required minimum transactions are not completed, the $500 account credit and any dividends will be forfeited. Must be 18 years or older. Offer valid only for members who are in good standing and who do not currently have a Tech CU checking account relationship. Offer not available on Health Savings Accounts or Business Accounts. Terms subject to change without notice. Bonus is subject to IRS reporting and may be considered taxable income.
0.25% auto loan discount
4Annual Percentage Rate (APR) and maximum loan amount vary based on approved credit. New vehicles: up to 125% of manufacturer’s suggested retail price (MSRP) (including tax, license, and document fees), plus Guaranteed Asset Protection (GAP) on approved credit. Used vehicles with 100,000 miles or less: up to 125% of Kelly Blue Book Retail Value (including tax, license, and document fees). Higher APRs apply to refinances of existing Tech CU loans, private party sales, and other loans where Tech CU handles vehicle title work. Lower APRs apply to loans with less than 90% LTV. LTV = Loan to Value. New Auto is a vehicle that is up to 2 model years old. Used Auto is a vehicle that is 3 to 10 model years old. All loans require Tech CU membership. See Consumer Loan Rate Sheet for more details.
HELOC introductory promotional rate
55.75% introductory Annual Percentage Rate (APR) for the first six months - 2.99%-18.00% APR thereafter, based on the then-current Wall Street Journal prime rate plus margin, which is 6.75% - 7.25% APR as of 4/1/2026. Rates are variable and based on creditworthiness, property value, and loan amount. You will not be charged origination or transfer fees; however, if you pay off and close your line of credit within three (3) years, you will reimburse some or all of the third-party origination fees that Tech CU paid on your behalf. Not available on refinances. Loans subject to approval. Available for applicants without an existing Tech CU Home Equity Line of Credit. Promotion may be modified at any time. Additional terms and conditions may apply. All products require Tech CU membership. Rates and terms subject to change without prior notice. Offers may not be combined with any other Tech CU offer, discount, or promotion.
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