• Equity Loans and Lines Of Credit (HELOCs)

    Leverage the equity in your home or investment property with no origination or transfer fees!* Equity Loans and HELOCs aren't just for home improvement anymore. Homeowners and investors use them for a variety of financial situations today, or whenever the need arises.

    Home Equity Line of Credit (HELOC)

    Tap into a line of credit as needed.

    Learn About Home Equity Lines of Credit

    Equity Loans

    Turn your property's equity into a lump sum loan.

    Learn About Equity Loans

    Resources

    Learn more about our HELOC and equity loan resources.

    Resources

    Resources

    Virtual Branch

    Meet with us from the comfort of your home or office in Tech CU’s Virtual Branch.

    Make an Appointment

    Convenient Online Banking

    Access your account 24/7.

    Sign up for Online Banking

  • Turn Your Home’s Equity Into Credit

    We make it easy to transform your home’s equity into credit you can use now or later. Remodel your kitchen. Add the soaking tub. Welcome Mom or Dad with an extension. Whatever your needs, a home equity loan or HELOC can help you get there.

    • Competent and knowledgeable bankers to assist you.
    • Competitive rates (often better than banks).
    • No application fees, no closing costs, no pre-payment penalty, and no annual fee on equity loans.*
    Learn More About HELOCs
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  • Streamlined Mortgage Refinancing

    Refinancing your current mortgage can be an alternative to a Home Equity Loan or HELOC. Benefits may include lower payments and interest. You may also be able to take out money for planned expenses like college tuition, home repairs, or vacations. Speak with one of our experienced mortgage consultants to help you decide whether refinancing works best for you.



    Speak with a Tech CU Mortgage Consultant

    Learn About Refinancing Options
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    Why Choose Tech CU?

    Learn More About Tech CU
    • People over profits – we focus on member needs, not investor returns
    • Award-winning service from highly-trained and knowledgeable bankers
    • Superior rates and zero fees whenever possible
    • Extensive range of products for your unique financial needs
    • Exceptional member benefits from quick pre-approvals to special rate discounts and yes, even pet insurance!
    • Easy and secure access through online banking, Tech CU’s Virtual Branch, and physical branches in the Bay Area, Austin, and Boise.
  • Educate

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

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