We know managing your money can be tiring, always checking rates, second-guessing timing, and constantly thinking if you should do something else.
A Tech CU Certificate helps simplify that. You choose a term, lock in predictable growth, and let your savings grow and move on.
And when you open or renew, you can enjoy a 0.25% rate bump. This is not about boosting your earnings; it’s a reward for making that one solid decision. A little extra because we’re Focused on You.
Your smart decision deserves a little extra.
Earn a 0.25% dividend rate bump on a qualifying 12-month-or-less Certificate when you add "new-to-Tech CU" money*.
Two Ways to Qualify
Open a New Certificate
Term: 12 months or less
Deposit and maintain:
- $1,000+ (Regular Certificate)
- $95,000+ (Jumbo Certificate)
All funds must be "new-to-Tech CU" money.*
Both options earn you a +0.25% rate bump for the full term.
Or
Renew Your Maturing Certificate
Term: 12 months or less
Add at least 25% of your matured balance in “new-to-Tech CU” money.*
Maintain that balance for the full term.
If you haven't made up your mind yet, that's okay. Starting with one secure, predictable decision can help you feel more settled today, while keeping your options open for tomorrow.
Need help? Make an Appointment
*Earn a dividend rate bump of 0.25%1 on a 12-month-or-less Certificate2 based on how much “new-to-Tech CU” money3 you add to a matured or wholly new Certificate.
Earn a 0.25% dividend rate bump1 by reinvesting into a qualifying Certificate and depositing and maintaining a minimum of 25% of the matured Certificate’s principal balance in “new-to-Tech CU” money.3
Earn a 0.25% dividend rate bump1 by opening a wholly new qualifying Certificate and depositing and maintaining a minimum of $1,000 for a Certificate ($95,000 for a Jumbo Certificate) with 100% “new-to-Tech CU” money.3
1Rate bump is added to existing dividend rates on qualifying Certificates.
2Available only on Certificates and Jumbo Certificates with terms of 12 months or less. IRA Certificates are eligible.
3“New-to-Tech CU” money means funds must have come from a source external to Tech CU within the twenty-one (21) days preceding the opening of the Certificate.
Offer valid only for existing members who add qualifying new-to-Tech CU money to a qualifying reinvested or wholly new Certificate. Offer not available on Liquid Certificates, Health Savings Accounts, or grandfathered Raise My Rate Certificates. Rates and terms are subject to change without prior notice and may not be combined with any other offers. If the Certificate is closed before it matures, dividends will be forfeited. Penalties will be imposed for early withdrawals.
