Stop waiting. Start earning.
Earn up to 4.00% APY* and put your idle money to work
You’ve thought about it long enough. You want your money to do more. With a Tech CU Certificate, you can finally take that step and start earning right away.
Choose a 12-month Certificate and enjoy the flexibility, security, and guaranteed growth of our Certificates.
Right now, you can earn up to 4.00% APY* on qualifying 12‑month Certificates.
Whether you’re starting small, rethinking your savings strategy, or trying Certificate laddering by opening Certificates with different terms, now is the time to put your savings to work.
Turn idle money into guaranteed savings with Tech CU!
Open or Renew a Certificate
Eligible Term: 12 months
Deposit and maintain:
$1,000+ (Certificate)
$95,000+ (Jumbo Certificate)
Get Started Online, Via Virtual Branch, Or In Person.
Non-Members
Open your account online.
- Become a member.
- Select Certificate Accounts from the Account Opening menu at the top of the screen.
- Select a 12-month certificate
- Open Account Online and fund certificate
For personal assistance, schedule an appointment with Tech CU’s Virtual Branch, call 800-553-0880 or visit a local branch.
Members
Sign into Tech CU Online Banking.
- Select Open A New Account from the menu at the top of the screen.
- Select Open Checking, Savings or Certificate
- Select Membership type
- Select Certificate and then select a 12-month certificate
- Open Account Online and fund certificate
For personal assistance, schedule an appointment with Tech CU’s Virtual Branch, call 800-553-0880 or visit a local branch. (Small Business and Commercial Members, please call (408) 441-4752.)
*4.00% APY (Annual Percentage Yield) on 12-month Certificates. Annual Percentage Yield (APY) is accurate as of 06/01/2026 and may change at any time. APY is available to Tech CU members who deposit and maintain a minimum of $1,000 into a new Certificate account. No maximum deposit applies. Penalties will be imposed for early withdrawals. See Tech CU’s Truth in Savings Account Disclosure for more details.
