• Apartment Lending

    We offer the expertise to help you manage the financial needs of your properties.

    Apartment Loans

    Finance, refinance, or borrow against the equity in your 5+ unit non-owner occupied properties in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, and Contra Costa counties.  

    A variety of loan options to choose from: 1-year, 3/1, 5/1, 7/1, and 10/1 ARMs available

    • Purchase and refinance loans with cash out
    • Attractive rates and terms
    • 1031 Exchanges

    Apartment Lines of Credit

    Use the equity in your apartment to remodel your units or expand your investments. This stand-alone line of credit is perfect for improving cash-flow, remodeling or purchasing new investments at favorable terms: 

    • Lines up to $750,000
    • Interest-only payments
    • No pre-payment fee


    Ideal for investors looking to purchase a building that includes apartment units and retail space, Tech CU’s Mixed-Use lending program offers financing up to $7.5 million on properties with five or more units. 

    • Up to 75% LTV
    • Low, adjustable rates at a 15-year term
    • Number of commercial units cannot exceed 25% of the total number of units
    • Property must be located in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, or Contra Costa County.

    For more information and to get your application started, please contact a Tech CU Mortgage Consultant or call 408-451-9111 or 800-553-0880.  

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