Apartment Lending
We offer the expertise to help you manage the financial needs of your properties.
Apartment Loans
Finance, refinance, or borrow against the equity in your 5+ unit non-owner occupied properties in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, and Contra Costa counties.
A variety of loan options to choose from: 1-year, 3/1, 5/1, 7/1, and 10/1 ARMs available
- Purchase and refinance loans with cash out
- Attractive rates and terms
- 1031 Exchanges
Apartment Lines of Credit
Use the equity in your apartment to remodel your units or expand your investments. This stand-alone line of credit is perfect for improving cash-flow, remodeling or purchasing new investments at favorable terms:
- Lines up to $750,000
- Interest-only payments
- No pre-payment fee
Mixed-Use
Ideal for investors looking to purchase a building that includes apartment units and retail space, Tech CU’s Mixed-Use lending program offers financing up to $7.5 million on properties with five or more units.
- Up to 75% LTV
- Low, adjustable rates at a 15-year term
- Number of commercial units cannot exceed 25% of the total number of units
- Property must be located in Santa Clara, San Mateo, San Francisco, Alameda, Santa Cruz, or Contra Costa County.
For more information and to get your application started, please contact a Tech CU
Mortgage Consultant or call 408-451-9111 or 800-553-0880.