Mortgage Loans

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Mortgage Loans

Let us guide you through the process.
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Tired of how long it takes a big bank to process your loan? Searching for a local lender who understands the Bay Area real estate market? Partner with us to finance your home.

Mortgage Consultants
Our knowledgeable local sales and client service consultants will work with you, to customize the right loan products and rates.

Select a Mortgage Consultant

All Mortgage Rates
Comparing rates? See our competitive mortgage rates for all loan types.

Mortgage Rates

Adjustable Rate Mortgages
If you plan on staying in your home for seven years or less, an Adjustable Rate Mortgage (ARM) may be a good option.

Adjustable Rate Mortgages

Fixed-Rate Mortgages
With a Fixed-Rate Mortgage, your rate and payment amount remains fixed throughout the life of your loan.

Fixed-Rate Mortgages

Jumbo Mortgage Loans
For larger loans in amounts up to $8 Million, consider a fixed or adjustable rate jumbo loan.

Jumbo Loans

Accelerator Mortgage
Have a mortgage of $400k or less? We’ll provide the financing to own your home in 10 years.

Accelerator Mortgage

Refinancing
Refinancing your home can save you money by offering payments at a lower interest rate.

Refinancing

Out-of-State Mortgages
Looking to buy a home out of state? We offer loans on owner-occupied and vacation home properties.

Out-of-State Mortgages

First-Time Homebuyers
If you are a first-time home buyer, we have the tools and information to assist you through the process.

First-Time Homebuyers

Home Equity
The equity in your home may be able to help you achieve your financial goals with either a home equity line or loan.

Home Equity

Education and Resources
Learn about the home buying process by using our calculators and other educational tools.

Education & Resources

LIBOR Transition
If your Adjustable-Rate Mortgage (ARM) mortgage loan uses the LIBOR Index to calculate the loan’s full rate, please know there is a forthcoming change. Read about the LIBOR Transition and who to contact with questions.

LIBOR Transition

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We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.Zip Code

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