This is the moment you stop waiting
Get up to a 0.50% rate bump on an IRA and jumpstart your retirement savings.
It’s your reward for taking action
It’s smart to plan ahead, and because we’re focused on you, we make it easy to take the first step. That said, we know retirement planning can feel like a lot.
At Tech CU, when you set money aside for tomorrow, you can get rewarded today with a rate bump, plus a tax break. It’s an easy way to feel more confident about what’s ahead.
Open your IRA
Choose the rate bump that works best for you
It only takes a minimum of $1,000!
Simply…
- Open any IRA Certificate with a prior or current year contribution* and get a 0.25%** dividend rate bump.
OR
- Open any IRA Certificate with 100% “New-to-Tech CU money”*** and get a 0.50%** dividend rate bump.
We’ve got your back, always.
Visit your local branch, make an appointment with a Virtual Branch Banker or visit Retirement Central online to claim your IRA rate bump in minutes. It’s a simple way to grow your savings for tomorrow while easing tax‑season stress today.
Planning for more?
Talk with a Wealth Management Banker to explore long-term retirement strategies.
Start my plan
* Minimum contribution to earn rate bump is $1,000.
** Rate bump is added to existing dividend rates on qualifying Certificates.
*** "New-to-Tech CU money" means funds from a source external to Tech CU deposited into a member's account within 21 days of new Certificate opening. No maximum deposit applies.
Offer valid for new and existing members who open a qualifying Individual Retirement Account (IRA) certificate between January 1, 2026 and May 31, 2026. Offer not available on Raise My Rates Certificates, Liquid Certificates, or Health Savings Accounts. Rates and terms are subject to change without prior notice and may not be combined with any other offers. If the Certificate is closed before it matures, dividends will be forfeited. Penalties will be imposed for early withdrawals. See Tech CU's Truth in Savings Account Disclosure for more details.
