Business Certificates
If you're looking for a higher rate of return, consider our Business Certificates.
Featured Rate
4.65%APY*
*APY = Annual Percentage Yield. Dividend Rates and Annual Percentage Yield (APY), effective 2/1/2023, are subject to change at any time. Featured rate is for 15 months certificate term. Early withdrawal penalty may apply.If you're looking for a higher rate of return, a Business Certificate is a great way to get the most out of your money.
You also have the option of depositing your earned dividends into your Tech CU Savings or Checking Account monthly (available on certificates with terms of 6 months or longer). The dividends can also be reinvested into the certificate upon maturity.
Open Your Account Today
Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our
Contact Form . You can expect a response within 1-2 business days.
Types of Business Certificates
*Annual Percentage Yield is accurate as of 2/1/2023 and may change at any time. APY is available to Tech CU members who deposit and maintain a minimum of $1000 of "new to Tech CU" money into a new Certificate account, meaning the total deposit must come from a source external to Tech CU. No maximum deposit applies. Penalties will be imposed for early withdrawals. See Tech CU's Truth in Savings Account Disclosure for more details.
Flextime Certificates ($1,000 or more)
| Term |
Dividend Rate |
Annual Percentage Yield* |
Effective Date |
| 14 - 29 days |
N/A |
N/A |
N/A |
| 1 month |
N/A |
N/A |
N/A |
| 2 months |
N/A |
N/A |
N/A |
| 3 months |
2.231% |
2.25% |
4/1/2023 |
| 6 months |
2.485% |
2.50% |
4/1/2023 |
| 9 months |
2.741% |
2.75% |
4/1/2023 |
10 months
*Special Rate* |
4.483% |
4.50% |
4/1/2023 |
| 12 months |
3.455% |
3.50% |
4/1/2023 |
| 15 months* |
4.571% |
4.65% |
2/1/2023 |
| 18 months |
3.455% |
3.50% |
4/1/2023 |
| 18 month Raise My Rate* |
3.455% |
3.50% |
4/1/2023 |
| 24 months |
3.455% |
3.50% |
4/1/2023 |
| 24 month Raise My Rate* |
3.455% |
3.50% |
4/1/2023 |
| 36 months |
3.455% |
3.50% |
4/1/2023 |
| 48 months |
3.455% |
3.50% |
4/1/2023 |
| 60 months |
3.601% |
3.65% |
11/1/2022 |
*Annual Percentage Yield is accurate as of 2/1/2023 and may change at any time. APY is available to Tech CU members who deposit and maintain a minimum of $1000 of "new to Tech CU" money into a new Certificate account, meaning the total deposit must come from a source external to Tech CU. No maximum deposit applies. Penalties will be imposed for early withdrawals. See Tech CU's Truth in Savings Account Disclosure for more details.
Jumbo Certificates ($95,000 or more)
| Term |
Dividend Rate |
Annual Percentage Yield* |
Effective Date |
| 14 - 29 days |
0.300% |
0.30% |
8/24/2022 |
| 1 month |
0.349% |
0.35% |
8/24/2022 |
| 2 months |
0.449% |
0.45% |
8/24/2022 |
| 3 months |
2.231% |
2.25% |
4/1/2023 |
| 6 months |
2.485% |
2.50% |
4/1/2023 |
| 9 months |
2.741% |
2.75% |
4/1/2023 |
10 months
*Special Rate* |
4.483% |
4.50% |
4/1/2023 |
| 12 months |
3.455% |
3.50% |
4/1/2023 |
| 18 months |
3.455% |
3.50% |
4/1/2023 |
| 18 month Raise My Rate |
3.455% |
3.50% |
4/1/2023 |
| 24 months |
3.455% |
3.50% |
4/1/2023 |
| 24 month Raise My Rate |
3.455% |
3.50% |
4/1/2023 |
| 36 months |
3.455% |
3.50% |
4/1/2023 |
| 48 months |
3.455% |
3.50% |
4/1/2023 |
| 60 months |
3.601% |
3.65% |
11/1/2022 |
OPEN YOUR ACCOUNT TODAY
Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our
Contact Form . You can expect a response within 1-2 business days.
*Product not available for IRA Certificates.