• Business Certificates

    If you're looking for a higher rate of return, consider our Business Certificates.

    If you're looking for a higher rate of return, a Business Certificate is a great way to get the most out of your money.

    You also have the option of depositing your earned dividends into your Tech CU Savings or Checking Account monthly (available on certificates with terms of 6 months or longer). The dividends can also be reinvested into the certificate upon maturity.

    Open Your Account Today

    Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our Contact Form . You can expect a response within 1-2 business days.

    Types of Business Certificates



    *Annual Percentage Yield is accurate as of 2/1/2023 and may change at any time. APY is available to Tech CU members who deposit and maintain a minimum of $1000 of "new to Tech CU" money into a new Certificate account, meaning the total deposit must come from a source external to Tech CU. No maximum deposit applies. Penalties will be imposed for early withdrawals. See Tech CU's Truth in Savings Account Disclosure for more details.

    Flextime Certificates ($1,000 or more)

    Term Dividend Rate Annual Percentage Yield* Effective Date
    14 - 29 days N/A N/A N/A
    1 month N/A N/A N/A
    2 months N/A N/A N/A
    3 months 2.231% 2.25% 4/1/2023
    6 months 2.485% 2.50% 4/1/2023
    9 months 2.741% 2.75% 4/1/2023
    10 months
    *Special Rate*
    4.483% 4.50% 4/1/2023
    12 months 3.455% 3.50% 4/1/2023
    15 months* 4.571% 4.65% 2/1/2023
    18 months 3.455% 3.50% 4/1/2023
    18 month Raise My Rate* 3.455% 3.50% 4/1/2023
    24 months 3.455% 3.50% 4/1/2023
    24 month Raise My Rate* 3.455% 3.50% 4/1/2023
    36 months 3.455% 3.50% 4/1/2023
    48 months 3.455% 3.50% 4/1/2023
    60 months 3.601% 3.65% 11/1/2022

    *Annual Percentage Yield is accurate as of 2/1/2023 and may change at any time. APY is available to Tech CU members who deposit and maintain a minimum of $1000 of "new to Tech CU" money into a new Certificate account, meaning the total deposit must come from a source external to Tech CU. No maximum deposit applies. Penalties will be imposed for early withdrawals. See Tech CU's Truth in Savings Account Disclosure for more details.

    Jumbo Certificates ($95,000 or more)

    Term Dividend Rate Annual Percentage Yield* Effective Date
    14 - 29 days 0.300% 0.30% 8/24/2022
    1 month 0.349% 0.35% 8/24/2022
    2 months 0.449% 0.45% 8/24/2022
    3 months 2.231% 2.25% 4/1/2023
    6 months 2.485% 2.50% 4/1/2023
    9 months 2.741% 2.75% 4/1/2023
    10 months
    *Special Rate*
    4.483% 4.50% 4/1/2023
    12 months 3.455% 3.50% 4/1/2023
    18 months 3.455% 3.50% 4/1/2023
    18 month Raise My Rate 3.455% 3.50% 4/1/2023
    24 months 3.455% 3.50% 4/1/2023
    24 month Raise My Rate 3.455% 3.50% 4/1/2023
    36 months 3.455% 3.50% 4/1/2023
    48 months 3.455% 3.50% 4/1/2023
    60 months 3.601% 3.65% 11/1/2022

    OPEN YOUR ACCOUNT TODAY

    Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our Contact Form . You can expect a response within 1-2 business days.

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

aperture
Top