NOTICE: Our Campbell, Sunnyvale, and San Francisco branches are temporarily closed due to shelter in place guidelines and the occasional impact this has on our ability to staff all of our branches. The following branches are open: Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa. Branch ATMs remain operational. Click here for branch locations and hours.

  • Business Certificates

    If you're looking for a higher rate of return, consider our Business Certificates.

    If you're looking for a higher rate of return, a Business Certificate is a great way to get the most out of your money.

    You also have the option of depositing your earned dividends into your Tech CU Savings or Checking Account monthly (available on certificates with terms of 6 months or longer). The dividends can also be reinvested into the certificate upon maturity.

    Open Your Account Today

    Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our Contact Form . You can expect a response within 1-2 business days.

    Types of Business Certificates


    Flextime Certificates ($1,000 or more)
    Term Dividend Rate Annual Percentage Yield* Effective Date
    14 - 29 days N/A N/A N/A
    1 month N/A N/A N/A
    2 months N/A N/A N/A
    3 months 0.300% 0.30% 9/1/2020
    6 months 0.549% 0.55% 9/1/2020
    9 months 0.599% 0.60% 9/1/2020
    12 months 0.897% 0.90% 9/1/2020
    18 months 0.897% 0.90% 9/1/2020
    18 month Raise My Rate 0.897% 0.90% 9/1/2020
    24 months 0.947% 0.95% 9/1/2020
    24 month Raise My Rate 0.947% 0.95% 9/1/2020
    36 months 0.996% 1.00% 9/1/2020
    48 months 1.046% 1.05% 9/1/2020
    60 months 1.095% 1.10% 9/1/2020
    Jumbo Certificates ($95,000 or more)
    Term Dividend Rate Annual Percentage Yield* Effective Date
    14 - 29 days 0.050% 0.05% 9/1/2020
    1 month 0.100% 0.10% 9/1/2020
    2 months 0.200% 0.20% 9/1/2020
    3 months 0.300% 0.30% 9/1/2020
    6 months 0.549% 0.55% 9/1/2020
    9 months 0.599% 0.60% 9/1/2020
    12 months 0.897% 0.90% 9/1/2020
    18 months 0.897% 0.90% 9/1/2020
    18 month Raise My Rate 0.897% 0.90% 9/1/2020
    24 months 0.947% 0.95% 9/1/2020
    24 month Raise My Rate 0.947% 0.95% 9/1/2020
    36 months 0.996% 1.00% 9/1/2020
    48 months 1.046% 1.05% 9/1/2020
    60 months 1.095% 1.10% 9/1/2020

    OPEN YOUR ACCOUNT TODAY

    Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our Contact Form . You can expect a response within 1-2 business days.

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(800) 553-0880

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