Business Checking Accounts
Minimize your fees while maximizing your cash flow with Business Checking Accounts.
Open an account at any Tech CU Branch.
Exceptional Checking Services For Small Business
Just because you run a small business doesn’t mean you have to play it small! With a Tech CU small business Checking Account, you’ll access low fee checking products with the potential to earn interest that’s often better than that offered by banks.
Business Basic Checking
Just the basics with no fuss, low fee checking.
Open a Business Basic Checking AccountBusiness Interest Checking
Earn interest on your business checking account.
Business Banking Online
Once your account is setup, sign up for online banking and download the business mobile app.
Here’s Why Our Business Checking Is Better Than Banks
Based on your business' needs, we offer two different checking account options: a basic checking account and an interest-bearing account.
- Free Business VISA® Debit Card* - Manage your transactions safely and conveniently with a Business Debit Card, accepted everywhere VISA® cards are welcome.
- Free Online Banking** - Including Bill Pay, internal account transfers, eStatements and eNotification services.
- Free Overdraft Protection.
- ACH Originations and wire transfers.
Reach out to a Business Banker at 408-441-4752 and speak to a representative who will get the process started.
Tech CU Services For Your Growing Business
Small business owners know it can be challenging to juggle the many needs associated with their business. Tech CU can help. We offer convenient services that are easy to use and implement, while adding value to your employees. Our services include:
- Payroll Processing.
- Fraud Protection.
- Retirement Planning.
- Marketing Services.
Choose What’s Right For Your Business
To open an account, please call a Business Banker at 408-441-4752.
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Business Basic Checking |
Business Interest Checking |
|---|---|---|
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Dividend Rate
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Business Basic Checking N/A
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Business Interest Checking 0.100%
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Annual Percentage Yield
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Business Basic Checking N/A
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Business Interest Checking 0.10%
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Effective Date
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Business Basic Checking N/A
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Business Interest Checking 06/03/2025
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Mininum Opening Deposit
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Business Basic Checking $100
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Business Interest Checking $100
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Minimum Balance Requirement
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Business Basic Checking N/A
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Business Interest Checking $5,000 (Average Daily Balance)
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Monthly Minimum Balance Fee
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Business Basic Checking N/A
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Business Interest Checking $10
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Monthly Services Fee
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Business Basic Checking $5 (Waived for non-profit accounts)
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Business Interest Checking N/A
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Fee Transactions
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Business Basic Checking 250
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Business Interest Checking 500
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Excess Transaction Fee
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Business Basic Checking $.50 for both debits and credits over 250 transactions, 4 free rolls of coin then $.10/roll, $1500 cash deposit then $.10 per $100
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Business Interest Checking $.50 for both debits and credits over 500 transactions, 4 free rolls of coin then $.10/roll, $2500 cash deposit then $.10 per $100
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