Here’s how it works:
Open a Checking Account and activate your debit card.
Fund your membership with at least $25.
Set up minimum direct deposit of $1,500 per month.
Complete 5 debit card transactions per month.
Receive $500 offer by completing requirements for 6 consecutive months. See details.
Reach out to your Market Development Manager to find out if you can qualify for the $500 offer and for assistance with your financial goals. Benefit more from your membership!
Get a .25% auto rate discount.
Make an appointment to meet virtually or in-person
We have the highly regarded Global Member Program in which we help you set up credit here in the United States. Make an appointment in Tech CU’s Virtual Branch or one of our physical branches. We’ll be happy to explain how it can work for you.
Since our inception over 65 years ago at famed Fairchild Semiconductor, we’ve maintained an unwavering dedication to our members’ financial well-being. That’s why over 500 companies offer Tech CU in their benefits package!
With Tech CU, you get peace of mind from banking at a financial institution that aligns with you and your needs. Tech CU offers knowledgeable service with a broad array of excellent financial products to take you through all stages of life. This includes convenient ways to bank, great savings rates, competitive loan rates, special discounts, and other member benefits including pet insurance!
Whether you are starting out or already well into your financial journey, Tech CU can assist you in achieving financial well-being.
More than 1,825 five-star yelp reviews
Available to employees and contractors of member companies. To qualify for $500, open a new Tech CU checking account by 06/30/2026 and, for six consecutive calendar months, (1) receive $1,500 or more in direct deposits (excluding bank-to-bank transfers) in any account and (2) post at least 5 debit card transactions. The first direct deposit and first five debit card transactions must be posted within the first two calendar months after account opening. For example, if your opening date was 7/5/25, you would need to have received direct deposits of at least $1,500 and posted 5 debit card transactions by 8/31/25. A $500 credit will post to the checking account and be available for withdrawal on the first of the month following the last month of all requirements being fulfilled. If the checking account is closed less than 6 months after account opening, or the required minimum transactions are not completed, the $500 account credit and any dividends will be forfeited. Must be 18 years or older. Offer valid only for individuals who open new checking accounts and are in good standing. Offer not available on Health Savings Accounts or Business Accounts. Rates and terms subject to change without notice.
**Friend must be eligible for membership, join Tech CU with a Savings balance of $25, and establish recurring direct deposits (excluding bank-to-bank transfers) of at least $1,500 per month within the first two calendar months after opening a Tech CU checking account. For example, if your friend’s opening date was 7/5/25, they would need to receive one direct deposit of at least $1,500 by 7/31/25 and another by 8/30/25. Friend must not have had any Tech CU membership or account relationship during the twelve (12) calendar months prior to the date the friend joins Tech CU. Only Tech CU members in good standing are eligible to receive a referral bonus. $100 bonus will be credited to referring member’s Tech CU Checking Account at the end of the month following the month the friend’s account receives its second qualifying direct deposit. Maximum of five (5) $100 referral payouts totaling $500 per 12-month cycle, beginning from the date of the first payout. All members must be 18 years or older. Offer not available on Uniform Transfers to Minors Act (UTMA) Accounts, Individual Retirement Accounts (IRA), Health Savings Accounts (HSA), or Business Accounts. Cannot be combined with any other offers and may be cancelled at any time. Rates and terms subject to change without notice.
***Mortgage rate discount applies only to owner-occupied, single family residence mortgage loan transactions. Offer available only to borrower(s) who are employees and contractors of member companies at the time of application and funding. Minimum loan amount $100K and transaction must close by June 30, 2026. Subject to standard Tech CU loan closing requirements and conditions. Borrower(s) will pay third party fees such as appraisal, title, and escrow unless the loan terms state otherwise. Fees will be imposed for rate buy-downs or discount points. 0.125% Mortgage Rate Discount applies to posted fixed rate, fixed term, ARM 1st position mortgage products. Borrower must qualify at funding; rate discount will not be applied after loan has funded. Does not apply to investment property or commercial loans. For additional details, speak to a Mortgage Consultant. Other terms and conditions may apply.
****Rate bump not available on Raise My Rate certificates, Health Savings Accounts, or business accounts. Minimum of 12-month Certificate.
All products require Tech CU membership. Loans require credit approval. Rates and terms subject to change without prior notice. Offers may not be combined with any other Tech CU offer, discount, or promotion.
