Mortgage and Refinancing Solutions
Members pay no underwriting fees! Apply online or with a Mortgage Consultant.
Available In: California, Arizona, Idaho, Oregon, Texas, and Washington
Mortgage Solutions From Mansions to Condos
There are many mortgage solutions to finance your home purchase. We make it easy to navigate. Apply online or speak with a knowledgeable Tech CU mortgage consultant.
Refinancing
Refinancing may save you money by offering payments at a lower rate. Now could be a good time to re-visit your mortgage. Contact a
Fixed Rate Mortgage
Enjoy the same rate and payment amount throughout the mortgage term.
Adjustable-Rate Mortgage (ARM)
We’re running an Anniversary special on ARMs! Contact a Mortgage Consultant to learn more.
An ARM is a 30-year mortgage in which your rate and payment amount remain fixed at the beginning of the loan. After the initial period, the rate can adjust. We offer ARMs on loan amounts up to $8 Million.
Jumbo Mortgage
We offer Jumbo Mortgages on loan amounts up to $8 Million for adjustable rate mortgages and up to $3 million for fixed-rate mortgages.
Accelerator Mortgage
Looking to pay off your home mortgage in 10 years and have a balance of $400k or less? We provide financing so you can own your home in 10 years or less.
*$650 discount on closing costs applies only to purchase & refinance of owner-occupied, single-family residence, minimum loan amount $100K, closed by December 31, 2025. Additional $650 discount applied on closing cost for original qualifying loans refinanced within 12 calendar months of original funded transaction. Promotion subject to standard Tech CU loan closing requirements and conditions.. Tech CU may cancel this promotion or modify these terms without notice.
**Fees will be imposed for rate buy-downs or discount points. All other Third Party Service Provider fees will apply.
Mortgage Consultants
Speak and apply with a knowledgeable Tech CU Mortgage Consultant.
Benefits of a Tech CU Mortgage
- No lender fees!**
- Quick pre-approval
- Fast turn-around
- No pre-payment penalty
- Competitive rates
- And now, $650 toward closing costs!*
Competitive Rates And Competent Mortgage Consultants
At Tech CU, we offer more than mortgage loans. We offer expert guidance from our team of competent, knowledgeable mortgage consultants.
- Breadth of mortgage solutions for any size home purchase.
- Competent mortgage consultants available by appointment to help you.
- Competitive rates, often better than banks.
Home Equity Loans and Lines
Dreaming of a new kitchen? Need an extension for Mom or Dad? The equity in your home may be used for many reasons. Tech CU offers both home equity loans and home equity lines of credit (HELOC) for your financial needs.
Available in California and Idaho only.
Learn more!
Why Choose Tech CU?
- People over profits – we focus on member needs, not investor returns
- Extensive breadth of products for our members’ every financial need
- Superior rates
- Zero or transparent, minimal fees
- Unparalleled service from competent bankers
- Awarded Forbes 2021 Best-in-State Credit Unions designation based on member ratings for service
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