Tesla Auto Financing

Get the Tesla you've always wanted.

A one-of-a kind electric car with all the bells and whistles. Many consider driving a Tesla to be more than just a vehicle — it’s a statement. You’re ready to take the plunge. A used Tesla offers great value and the same sleek look, but with more affordable pricing. Let us guide you through the process.

We’re here to help:

Buying a car in California from an individual seller? Check out our private party purchase checklistOpens a new window and process overview.
Use our payment calculator to determine what your new monthly payment could be.
Get Pre-Approved — it’s important to know how much you can afford.

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Auto Rates

Term¹	Mininum Loan Amount²	Annual Percentage Rate³	Example: Payment Per $1000⁴	Effective Date
Term¹ 12 - 36 months	Mininum Loan Amount² 5,000	Annual Percentage Rate³ 5.74% - 14.99%	Example: Payment Per $1000⁴ $34.66	Effective Date 08/29/2025
Term¹ 37 - 48 months	Mininum Loan Amount² 5,000	Annual Percentage Rate³ 5.74% - 14.99%	Example: Payment Per $1000⁴ $27.83	Effective Date 08/29/2025
Term¹ 49 - 66 months	Mininum Loan Amount² 5,000	Annual Percentage Rate³ 5.74% - 14.99%	Example: Payment Per $1000⁴ $22.34	Effective Date 08/29/2025
Term¹ 67 - 72 months	Mininum Loan Amount² 15,000	Annual Percentage Rate³ 5.99% - 15.24%	Example: Payment Per $1000⁴ $21.28	Effective Date 08/29/2025
Term¹ 73 - 84 months	Mininum Loan Amount² 25,000	Annual Percentage Rate³ 6.49% - 7.99%	Example: Payment Per $1000⁴ $15.58	Effective Date 08/29/2025

Calculate how long it will take to save for an auto loan or a down payment.

Get Pre-approved or Apply For a Tech CU Used Auto Loan

Up to 125% of Kelley Blue Book Retail Value on cars 7 years old or less and 100,000 miles or less (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit.
Up to 90% of Kelley Blue Book Retail Value on cars over 7 model years old or over 100,000 miles (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit.

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Vehicle Loan Terms :
¹$15,000 minimum loan amount for 72 month financing.
²Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding salvaged vehicles. Used Vehicles 7 model years old or less and 100,000 miles or less: Up to 125% of Kelley Blue Book Retail Value (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit. Used Vehicles over 7 model years old or over 100,000 miles: Up to 90% of Kelley Blue Book Retail Value (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit.
³Interest Rate will vary based on approved credit and term. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work.
⁴Payment per $1,000 is based on the highest interest rate with the maximum term.
⁵$25,000 minimum loan amount for 84 month financing.
⁶Vehicle must be 4 model years or newer with less than 60,000 miles.

All loans require Tech CU membership, credit approval and you must meet security requirements. Tech CU will finance private party purchased for used vehicles registered in the state of California, other terms and conditions may apply.

Used Tesla Auto Financing

Auto Rates

Get Pre-approved or Apply For a Tech CU Used Auto Loan

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