NOTICE: Please note: Our San Francisco branch is temporarily closed due to flooding. We apologize for any inconvenience. The SF branch ATM remains operational. You may also visit our closest branch in Palo Alto at 490 California Ave. or do your banking through Tech CU’s Virtual Branch by clicking on the "Make an Appointment" button below. Tech CU’s Online Banking and Mobile Banking app are also available and all our ATMs are operational. If you have any questions, please don’t hesitate to reach out to us at (800) 553-0880.

  • New Auto Loans

    There's more than one way to purchase a new car

    • Tech Car Shopper : A free car buying service to find the new car you want, plus save an additional .25% on a Tech CU auto loan when you purchase your car through Tech Car Shopper.
    • Research with AutoSMART : research and find the right car at the right price with AutoSMART
    • Tech Check ® : A blank check that lets you negotiate like a cash buyer
    • Payment Calculator : Determine what your new monthly payment could be
    • Get Pre-Approved! Knowing how much you can borrow will help you narrow down your choices and save time as you shop for your next car.

    EFFECTIVE DATE: 7/1/2021

    New Auto Loan Rates
    Term 1 Minimum Loan Amount 2 APR 3 Example: Payment per $1000 4
    12-36 months $5,000 2.09% - 11.09% $32.79
    37-66 months $5,000 2.34% - 11.34% $20.44
    67-72 months $15,000 2.84% - 11.84% $19.48
    73-84 months 5 $25,000 3.59% - 5.09% $14.18


    • Calculate how long it will take to save for an auto loan or a down payment.
    • Calculate what your new monthly payment could be.

    Get pre-approved or apply for a Tech CU new auto loan

    • Up to 125% of MSRP (including tax, license, document fees, and mechanical breakdown protection, or extended warranty), plus GAP on approved credit.
    • Mechanical breakdown and extended warranty available for new dealer-purchased vehicles.

    Tech Check®

    Use Tech Check at any franchised dealership in California — and negotiate like a cash buyer.

    How it works:

    • Your blank check (Tech Check) provides financing up to your approved amount.
    • As you shop, simply bring both your Tech Check and the “Instructions for Dealer.”
    • Your Tech Check must be payable to a franchised dealer — you’ll also need to sign the front of the Tech Check.

    Guidelines for using Tech Check:

    • The car must be a current model year, not previously registered through the Department of Motor Vehicles (DMV), described as “new” on the purchase agreement, and not have more than 10,000 miles.
    • Up to 125% of MSRP (including tax, license, document fees, and mechanical breakdown protection, or extended warranty), plus GAP on approved credit.
    • Your Tech Check is non-transferable and will remain valid for up to 30 days.

    Questions? Contact us at (877) 988-0471 or stop by any of our branches once your loan has been approved.

Give us a call

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

View Our Contact Info
Visit Us In Person

Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
Get Directions
More Information

Want More Info?

Interested in learning more about all we have to offer? Receive personal finance tips along with emails focused on key topics. You can even sign up for our monthly newsletter.
Request More Information