• New Auto Loans

    There's more than one way to purchase a new car

    • Tech Car Shopper : A free car buying service to find the new car you want, plus save an additional .25% on a Tech CU auto loan when you purchase your car through Tech Car Shopper.
    • Research with AutoSMART : research and find the right car at the right price with AutoSMART
    • Tech Check ® : A blank check that lets you negotiate like a cash buyer
    • Payment Calculator : Determine what your new monthly payment could be
    • Get Pre-Approved! Knowing how much you can borrow will help you narrow down your choices and save time as you shop for your next car.

    EFFECTIVE DATE: 11/23/2022

    New Auto Loan Rates
    Term 1 Minimum Loan Amount 2 APR 3 Example: Payment per $1000 4
    12-36 months $5,000 5.14% - 14.14% $34.25
    37-48 months $5,000 5.24% - 14.24% $27.45
    49-66 months $5,000 5.59% - 14.59% $22.13
    67-72 months $15,000 6.09% - 15.09% $21.20
    73-84 months 5 $25,000 6.84% - 8.34% $15.76

    Resources

    tech-cu-icon-calculator
    • Calculate how long it will take to save for an auto loan or a down payment.
    • Calculate what your new monthly payment could be.
     
     

    Get pre-approved or apply for a Tech CU new auto loan

    • Up to 125% of MSRP (including tax, license, document fees, and mechanical breakdown protection, or extended warranty), plus GAP on approved credit.
    • Mechanical breakdown and extended warranty available for new dealer-purchased vehicles.

    Tech Check®

    Use Tech Check at any franchised dealership in California — and negotiate like a cash buyer.

    How it works:

    • Your blank check (Tech Check) provides financing up to your approved amount.
    • As you shop, simply bring both your Tech Check and the “Instructions for Dealer.”
    • Your Tech Check must be payable to a franchised dealer — you’ll also need to sign the front of the Tech Check.

    Guidelines for using Tech Check:

    • The car must be a current model year, not previously registered through the Department of Motor Vehicles (DMV), described as “new” on the purchase agreement, and not have more than 10,000 miles.
    • Up to 125% of MSRP (including tax, license, document fees, and mechanical breakdown protection, or extended warranty), plus GAP on approved credit.
    • Your Tech Check is non-transferable and will remain valid for up to 30 days.

    Questions? Contact us at (877) 988-0471 or stop by any of our branches once your loan has been approved.

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

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