Today’s the day to take action.
Feel confident knowing you finally made your money work.
You’ve thought about it long enough. You want your money to do more. With a Tech CU CD, you can finally take that step, and start earning right away.
Choose the timeframe that fits your needs, from 3 to 12 months, and enjoy the flexibility, security, and guaranteed growth of our CDs.
Whether you’re starting small, rethinking your savings strategy, or trying CD laddering by opening CDs with different terms, now is the time to put your savings to work.
Turn idle money into guaranteed savings with Tech CU!
Open Your CD
Benefits of Tech CU Certificates
Rates are well above national deposit rates reported by the FDIC*
Low minimum of just $1,000
No maximum balance
Wide variety of terms to meet your timing needs
Daily accrued interest
Access to interest earnings once a month on Certificates of 6+ months
Federally insured to at least $250,000
*See https://www.fdic.gov/national-rates-and-rate-caps October 2025 | FDIC.gov
Liquid Certificate
Liquid Certificates offer members a choice of three short-term certificates (3, 4 and 5-month terms) at a competitive rate while providing easy and flexible access to the Certificate deposit.
- Minimum opening balance of $1,000 in “new to Tech CU” money.
- Make unlimited “new-to-Tech CU” deposits.
- Unlimited funds can be withdrawn without penalty six days after certificate opening. However, a minimum of $1,000 must be maintained in the account.
- One withdrawal per calendar month may be made during the term of the Certificate.
- Withdrawals must be made more than six days apart irrespective of the month in which they are made.
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Term
3 Month
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Dividend Rate
3.70%
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Annual Percentage Yield
3.75%
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Effective Date
11/01/2025
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Term
4 Month
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Dividend Rate
3.70%
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Annual Percentage Yield
3.75%
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Effective Date
11/01/2025
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Term
5 Month
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Dividend Rate
3.71%
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Annual Percentage Yield
3.75%
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Effective Date
11/01/2025
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Consumer Certificates and IRA Certificates
- $1,000.00 minimum balance to open a Certificate.
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Term
3 Month
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Dividend Rate
3.55%
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Annual Percentage Yield
3.60%
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Effective Date
11/01/2025
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Term
5 Month
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Dividend Rate
3.56%
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Annual Percentage Yield
3.60%
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Effective Date
11/01/2025
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Term
6 Month
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Dividend Rate
3.57%
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Annual Percentage Yield
3.60%
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Effective Date
11/01/2025
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Term
9 Month
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Dividend Rate
3.73%
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Annual Percentage Yield
3.75%
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Effective Date
11/01/2025
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Term
10 Month
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Dividend Rate
3.59%
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Annual Percentage Yield
3.60%
|
Effective Date
11/01/2025
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Term
12 Month
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Dividend Rate
3.55%
|
Annual Percentage Yield
3.60%
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Effective Date
11/01/2025
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Term
15 Month
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Dividend Rate
3.55%
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Annual Percentage Yield
3.60%
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Effective Date
11/01/2025
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Term
17 Month*
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Dividend Rate
3.55%
|
Annual Percentage Yield
3.60%
|
Effective Date
11/01/2025
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Term
18 Month
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Dividend Rate
3.55%
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Annual Percentage Yield
3.60%
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Effective Date
11/01/2025
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Term
24 Month
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Dividend Rate
3.80%
|
Annual Percentage Yield
3.85%
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Effective Date
11/01/2025
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Term
36 Month
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Dividend Rate
3.80%
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Annual Percentage Yield
3.85%
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Effective Date
11/01/2025
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Term
48 Month
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Dividend Rate
3.80%
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Annual Percentage Yield
3.85%
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Effective Date
11/01/2025
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Term
60 Month
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Dividend Rate
3.80%
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Annual Percentage Yield
3.85%
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Effective Date
11/01/2025
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Click here for rates on Jumbo Consumer Certificates and Jumbo IRA Certificates.
