NOTICE: Tech CU will be closed Thursday and Friday, November 26 & 27. We will re-open on Saturday, November 28. We wish you and your family a happy and safe Thanksgiving! Our San Francisco branch is temporarily closed due to shelter in place guidelines. The following branches will be open after the holiday: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa, and Sunnyvale. Branch ATMs remain operational. Click here for branch locations and hours.

  • Overdraft Advantage

    Protection for those unexpected overdrafts on your consumer checking accounts

    At Tech CU, we provide a wide range of products and services to help you better manage your finances, including overdraft protection for your consumer checking account.

    [ + ] WHAT IS AN OVERDRAFT?

    [ + ] WHAT IS OVERDRAFT ADVANTAGE?

    [ + ] HOW DOES OVERDRAFT ADVANTAGE WORK?

    [ + ] DO I HAVE TO APPLY FOR OVERDRAFT ADVANTAGE?

    [ + ] WHAT DOES IT MEAN TO BE IN "GOOD STANDING"?

    [ + ] IS OVERDRAFT ADVANTAGE GUARANTEED?

    [ + ] WHAT IS THE OVERDRAFT ADVANTAGE THAT COMES WITH MY ACCOUNT?

    [ + ] HOW CAN I AVOID OVERDRAWING MY ACCOUNT?

    [ + ] WHAT FEES WILL I BE CHARGED IF I OVERDRAW MY ACCOUNT?

    [ + ] WHAT HAPPENS IF I DO NOT CHOOSE OVERDRAFT PROTECTION FOR ATM AND EVERYDAY DEBIT CARD TRANSACTIONS?

    [ + ] HOW DO I OBTAIN OVERDRAFT PROTECTION FOR ATM AND DEBIT CARD TRANSACTIONS?

    [ + ] WHAT IS MY OVERDRAFT ADVANTAGE LIMIT?

    [ + ] IF I HAVE MORE THAN ONE CHECKING ACCOUNT, WILL I HAVE OVERDRAFT ADVANTAGE ON EACH ACCOUNT?

    [ + ] CAN I OPT-OUT OF OVERDRAFT ADVANTAGE ONCE I HAVE OPTED-IN?

    [ + ] IMPORTANT INFORMATION

Give us a call

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

View Our Contact Info
Visit Us In Person

Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
Get Directions
More Information

Want More Info?

Interested in learning more about all we have to offer? Receive personal finance tips along with emails focused on key topics. You can even sign up for our monthly newsletter.
Request More Information