NOTICE: As we continue to balance our role as an essential service provider with the health of our employees and members, the ability to staff all of our branches is sometimes impacted. Our Milpitas, Palo Alto, San Francisco, and Sunnyvale branches will be temporarily closed effective December 2nd. As more members opt for non-face-to-face interactions, you may experience longer hold times when calling our Member Contact Center. We apologize for this inconvenience. Click here for open branch locations and hours.

  • Overdraft Advantage

    Protection for those unexpected overdrafts on your consumer checking accounts

    At Tech CU, we provide a wide range of products and services to help you better manage your finances, including overdraft protection for your consumer checking account.

    [ + ] WHAT IS AN OVERDRAFT?

    [ + ] WHAT IS OVERDRAFT ADVANTAGE?

    [ + ] HOW DOES OVERDRAFT ADVANTAGE WORK?

    [ + ] DO I HAVE TO APPLY FOR OVERDRAFT ADVANTAGE?

    [ + ] WHAT DOES IT MEAN TO BE IN "GOOD STANDING"?

    [ + ] IS OVERDRAFT ADVANTAGE GUARANTEED?

    [ + ] WHAT IS THE OVERDRAFT ADVANTAGE THAT COMES WITH MY ACCOUNT?

    [ + ] HOW CAN I AVOID OVERDRAWING MY ACCOUNT?

    [ + ] WHAT FEES WILL I BE CHARGED IF I OVERDRAW MY ACCOUNT?

    [ + ] WHAT HAPPENS IF I DO NOT CHOOSE OVERDRAFT PROTECTION FOR ATM AND EVERYDAY DEBIT CARD TRANSACTIONS?

    [ + ] HOW DO I OBTAIN OVERDRAFT PROTECTION FOR ATM AND DEBIT CARD TRANSACTIONS?

    [ + ] WHAT IS MY OVERDRAFT ADVANTAGE LIMIT?

    [ + ] IF I HAVE MORE THAN ONE CHECKING ACCOUNT, WILL I HAVE OVERDRAFT ADVANTAGE ON EACH ACCOUNT?

    [ + ] CAN I OPT-OUT OF OVERDRAFT ADVANTAGE ONCE I HAVE OPTED-IN?

    [ + ] IMPORTANT INFORMATION

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(800) 553-0880

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(877) 988-0471

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