Save your money. Access your cash.
Earn 3.65% APY* and have ready access to your cash.
Savings That’s Ready for Anything
Cash flow can change with one unexpected expense, one late client payment, and it can bring everything to a screeching halt. That’s why locking in money can bring on hesitation. What if something happens and I need money now?
That’s where a Tech CU Liquid Certificate for Business comes in. It’s a high-yield Certificate that comes with ready access to your cash.
Open a Liquid Certificate for Business
A Certificate As Fluid As Your Business
Our Liquid Certificate gives you 3.65% APY* without giving up control. Withdraw funds so that you can cover any gaps that occur.
Whether you need to cover payroll, a surprise expense, or just some breathing room in your business, a Liquid Certificate can keep your savings accessible.
Choose between 3, 4, and 5-month Certificate options to fit your schedule and take cash out when you need it. The requirements are simple:
- A minimum deposit of $95,000 is required.
- Unlimited “new-to-Tech CU money” can be deposited at any time during the term of the Certificate.
- Money can be withdrawn as early as 7 days after Certificate opening. However, a minimum of $95,000 must be maintained in the account.
- One withdrawal per calendar month may be made during the term of the Certificate.
- Withdrawals must be made more than six days apart, irrespective of the month in which they are made.
Calm Confidence, Built Right In
With a Liquid Certificate, you don’t have to choose between earning and flexibility. You get both, plus the qualified Tech CU business experts to support you every step of the way.
Here's how to open a Liquid Certificate for Business today:
*Annual Percentage Yield (APY) is accurate as of 2/2/26 and may change at any time. APY is available to Tech CU members who deposit and maintain a minimum of $95,000 of “new-to-Tech CU” money into a new Liquid Certificate account, meaning the total deposit must have come from a source external to Tech CU within the twenty-one (21) days preceding the opening of the Certificate. No maximum deposit applies. Penalties will be imposed for early withdrawals for accounts holding below $95,000. See Tech CU’s Truth in Savings Account Disclosure for more details.
