NOTICE: The San Francisco branch is temporarily closed due to the shelter in place guidelines. The following branches are open: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa and Sunnyvale. Our branch ATMs remain operational, with the exception that we may need to temporarily restrict access to select ATMs due to local conditions. Click here for branch locations and hours.

  • Notice of Change to Membership Handbook  

    Account Disclosure and Agreements 

    The VISA® DEBIT CARDS AND ATM CARDS section of Tech CU’s Consumer Member Handbook has been amended.

    As specified in the Liability for Unauthorized Use subsection of the Handbook, all VISA® Debit Card holders are automatically enrolled in VISA®’s Identity Theft Program and are protected by VISA®’s Zero Liability policy, meaning 100% protection in case of fraudulent signature-based transactions in most cases. However, VISA® recently updated its Zero Liability policy to state that if you are negligent in handling your Debit Card or reporting its loss or theft, your liability for a PIN or signature Debit Card transaction may be up to $50 under California law. VISA®’s Zero Liability policy previously held that Debit Card holders could be liable for a PIN or signature Debit Card transaction only if they were grosslynegligent in handling their Debit Cards or reporting their loss or theft.

    The Liability for Unauthorized Use subsection has been amended to reflect this change. This is the only change to the VISA® DEBIT CARDS AND ATM CARDS section of the Handbook. 

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

View Our Contact Info

Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
Get Directions

Want More Info?

Interested in learning more about all we have to offer? Receive personal finance tips along with emails focused on key topics. You can even sign up for our monthly newsletter.
Request More Information