It's the year 2020, and you're easing into another day in retirement. You kiss your wife goodbye on your way to the golf course. She sips her coffee before heading for the mall. But tee time and shopping are not on today's agenda. You're staffing the local pro shop, and she's working part-time as a cashier at Macy's in an effort to supplement your savings and make the money last another 25 years. Read more from Kiplinger»
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