Whether you’re a first-time homebuyer or you’re looking for a bigger home for your growing family, Tech CU offers a range of mortgage loans and services to fit your budget and lifestyle.
Our Mortgage Consultants offer friendly one-on-one service throughout the entire mortgage process, working around your schedule. Plus, with our Quick-Close Guarantee, if we can’t fund your purchase loan in 10 business days, we’ll give you a $100 gift card!†
Tech CU provides a variety of fixed-rate mortgage loans, with terms ranging from 10 to 30 years. Fixed-rate mortgages give you the security of knowing your monthly principal and interest payment are fixed over the life of the loan. No matter how high market interest rates go, your mortgage rate will remain the same. Learn more
An adjustable-rate mortgage is a 30-year mortgage with a short-term, fixed-rate introductory period. You get low monthly payments, greater purchasing power, and the stability of an initial fixed-rate term. Learn more
Whether you’re a first-time home buyer or looking to refinance a jumbo loan, you can lock in a competitive rate on loans up to $729,750.* You can also receive a discount on lender fees, up to $500**. Learn more
Lock in a competitive rate today and enjoy the other great benefits Tech CU has to offer, including a hassle-free online application process and lender fees as low as $1,300**. Learn more
Contact a Tech CU Mortgage Consultant and make your dream home a reality.
>†Quick-Close Guarantee available on purchase transactions only. The 10 business day close is for the purchase of a primary home in California and this is dependent on the borrower and third parties providing the credit union the required information to fund the loan. If the borrower and third parties provide Tech CU with all required information on time and Tech CU does not fund the loan in 10 business days (from application to close), Tech CU will give a $100 gift card to the borrower. $100 gift card not redeemable for cash. Tech CU is not responsible for replacing lost or stolen gift cards. To qualify for the offer and for more details, you must advise your Mortgage Consultant that you are requesting a 10 day close.
*High Balance Mortgage pricing on loans up to $729,750 is available on 5-year ARMs and on 15-year and 30-year fixed loans. Not available in all California counties. Ask a Tech CU mortgage consultant for details.
**Closing costs based on discount of $500 for Premier Relationship Rewards level, which includes an aggregate loan and deposit balance of $100,000 or higher. All loans require Tech CU membership and credit approval. Additional conditions and restrictions may apply.
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