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  • Privacy of Member and Former Member Information

    FACTS:
    WHAT DOES TECHNOLOGY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

    Why?
    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

    What?
    The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social security number and income
    • Account balances and payment history
    • Credit history and credit scores

    How?
    All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Technology Credit Union chooses to share; and whether you can limit this sharing.

    Reasons we can share your personal information
      Does Technology Credit Union share? Can you limit this sharing?
    For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
    For our marketing purposes—to offer our products and services to you Yes No
    For joint marketing with other financial companies  Yes Yes
    For our affiliates' everyday business purposes—information about your transactions and experiences We have no affiliates We do not share
    For our affiliates' everyday business purposes—information about your creditworthiness We have no affiliates We do not share
    For our affiliates to market to you  We have no affiliates We do not share
    For non-affiliates to market to you We do not share We do not share

    To limit our sharing

    • Call toll-free (800) 553-0880
    • Click here to print and mail the form
    • Reply electronically by completing our online form in Online Banking.

    If you are a new member or other consumer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our member or other consumer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

    Questions? Call (800) 553-0880 or go to www.techcu.com

    Who we are
    Who is providing this notice? Technology Credit Union
    What we do
    How does Technology Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secure files and buildings, and staff training.
    How does Technology Credit Union collect my personal information? We collect your personal information, for example, when you
     
    • Open an account or deposit money
    • Pay your bills or apply for a loan
    • Use your credit or debit card
    We also collect your personal information from others, such as credit bureaus, or other companies.
    Why can't I limit all sharing? Federal law gives you the right to limit only
     
    • Sharing for affiliates' everyday business purposes—information about your creditworthiness
    • Affiliates from using your information to market to you
    • Sharing for non-affiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law.
    What happens when I limit sharing for an account I hold jointly with someone else?  Your choices will apply to everyone on your account.
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
    • Technology Credit Union does not have affiliates.
     
    Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
    • Technology Credit Union shares information with non-affiliates only for everyday business purposes.
     
    Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
    • Our joint marketing partners include insurance agents, credit card issuers and securities broker dealers.
     

    Other Important Information
    California law allows you to opt out of information sharing with joint marketing partners. You may opt out by one of the methods described on this notice. You will also receive, as required by California law, a separate "Important Privacy Choices for Consumers" notice and election form and can opt out of information sharing with joint marketing partners using that form.

    IMPORTANT PRIVACY CHOICES FOR CONSUMERS

    You have the right to control whether we share some of your personal information. Please read the following information carefully before you make your choices below.

    Your Rights
    You have the following rights to restrict the sharing of personal and financial information with outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services.

    Your Choices
    Restrict Information Sharing With Other Companies We Do Business With To Provide Financial Products And Services: Unless you say "No," we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you (called "joint marketing partners").

    Time Sensitive Reply
    You may make your privacy choice(s) at any time. Your choice(s) marked here will remain unless you state otherwise. However, if we do not hear from you we may share some of your information with other companies with whom we have contracts to provide products and services (joint marketing partners). If we receive contradictory instructions, for example on the federal opt-out form, or for the same account number from a joint account holder, we will implement the instructions most protective of your privacy.

    To exercise your choices do one of the following:
    1. Click here to fill out, sign and send back this form to us (you may want to keep a copy for your records);
    2. Call this toll-free number (800) 553-0880; or
    3. Reply electronically by completing our online form in Online Banking.