NOTICE: Our San Francisco branch is now open! With this reopening, all 10 branches are open to serve you. We continue to observe state safety protocols in our branches. Please remember you can also bank with us online or through our Tech CU Virtual Branch. Click here for branch locations and hours.

  • Home Equity Loan Payment Calculator

    Use this calculator to determine your potential monthly payment for a Tech CU Home Equity Loan.

    Determine Your Payment Based on Your Equity

    Note: Enter dollar amounts with no commas.

    Select Loan Type:

    Owner Occupied:
    15 year term
    20 year term

    Non-Owner Occupied:
    15 year term


    Amount to borrow: $

    Balance on First Mortgage: $

    Estimated Property Value:Opens a new window $

    Note: Values in fields below are calculated automatically.
    Changing these values manually has no effect.

    Results for Equity Loan

    Your loan to value: %

    Your monthly payment: $

    Your Annual Percentage Rate: %

    Apply for a Home Equity Loan Online!

    If you would like to calculate payments for another Tech CU Home Equity Product, please select the appropriate calculator:

    Our Home Equity Loan rates vary depending on the amount you borrow and the loan-to-value ratio on your property. This calculator will determine your payment amount based on the best rate for which you might qualify using the information you provide about property value, existing loans, and desired loan amount. If you applied for credit, all information is subject to verification, and your rate and payment amounts may be different.

    To view Home Equity Loan rates, visit our Home Equity Loans. To apply for a Home Equity Loan, submit an online applicationOpens a new window.

    Rate and payment shown above are based on current offered rates. Call 408-451-9111 or 800-553-0880 or see our current rates. We absorb all costs associated with establishing your loan, which generally total funding between $140 and $2,000 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of funding your loan, you will pay the Credit Union $750 early closure fee.

    This calculator is provided to help you determine payment amounts. Use of the calculator is not an application for credit and results generated by calculator do not constitute an offer to extend credit.

    Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. All calculations are based on user inputs and do not reflect any guarantee or commitment of the loan, interest rate, expected savings or tax advantage. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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