As we continue to balance our role as an essential service provider with the health of our employees and members, the ability to staff all of our branches is sometimes impacted. Our Milpitas, Palo Alto, San Francisco, and Sunnyvale branches will be temporarily closed effective December 2nd. As more members opt for non-face-to-face interactions, you may experience longer hold times when calling our Member Contact Center. We apologize for this inconvenience.
Click here for open branch locations and hours.
Use this calculator to determine your potential monthly payment for a Tech CU Home Equity Line of Credit. Quoted rates do not include the possible rate discounts. See sidebar for all available rate discounts. (Please note: This calculator is intended to provide approximate information on loan payments and does not constitute an offer to extend credit. Your actual payment information may vary.)
Note: Enter dollar amounts with no commas.
Amount to borrow: $
Balance on First Mortgage: $
Estimated Property Value: $
Note: Values below are calculated automatically. Changing these values manually has no effect.
Your loan to value: %
Monthly payment: $
Annual Percentage Rate: %
Annual percentage Rate: %
Apply for a Home Equity Line of Credit Online!
If you would like to calculate payments for another Tech CU Home Equity Product, please select the appropriate calculator:
Rates and payments shown above are based on current offered rates and are subject to change after loan account opening. Home equity lines of credit have variable APRs. Call 800-553-0880 or 408-451-9111 or check the Equity Rates Page for current rates. Lifetime maximum APR is 18%. No fees are required to establish the line, but if you pay off and close your Equity Line of Credit within 3 years, a $500 early closure fee will apply.Maximum loan amount and loan to value calculated as a percentage of appraisal minus the first mortgage. Consult a Technology Credit Union Member Services Representative for complete details.This calculator is provided to help you determine payment amounts. Use of the calculator is not an application for credit and results generated by calculator do not constitute an offer to extend credit. For more information, please consult the Tech CU Home Equity Lines of Credit disclosures. Adobe Acrobat Reader is required to view this document. Download a free copy.
Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. All calculations are based on user inputs and do not reflect any guarantee or commitment of the loan, interest rate, expected savings or tax advantage. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.