• Guaranteed Asset Protection

    Bridge the gap between the value of your vehicle and what you owe.

    Guaranteed Asset Protection (GAP) is a voluntary product that covers the difference between your loan balance and the amount your insurance policy would pay out if your vehicle were to be damaged beyond repair ("totaled") or stolen and never recovered. Your insurance policy will pay you the cash value of the vehicle, while GAP coverage is paid when the loan balance is higher than the vehicle's actual cash value paid by your insurer. Subject to limitations and exclusions including, but not limited to loan-to-value (LTV) maximum, delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges. Fully refundable within first 60 days if no GAP Advantage benefits have been paid.

    When can I add GAP to my coverage?

    You can add GAP during a new vehicle financing, as well as to one financed within the past 12 months.

    Optional Protection Plans

    Your purchase of any of these Protection Plans, are optional and will not affect your application for credit or the terms of any credit agreement, you have with us. You may need to meet certain eligibility requirements, conditions, and exclusions may apply.

    Contact us today:

    For more information about the above optional product including costs, limitations, exclusions and conditions, contact our Member Contact Center at 800-553-0880.

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