NOTICE: Digital Account Opening will be down for maintenance on Saturday, Dec 5th, from 9 p.m. until 4:30 a.m. PST on Sunday, Dec 6th. As we continue to balance our role as an essential service provider with the health of our employees and members, the ability to staff all of our branches is sometimes impacted. Our Milpitas, Palo Alto, San Francisco, and Sunnyvale branches will be temporarily closed effective December 2nd. We apologize for this inconvenience. Click here for open branch locations and hours.

  • Tech CU VISA Signature® Card

    Earn major rewards points on your purchases.

    You'll earn 1.25 Reward Points for every $1 spent — and watch your points add up! Redeem for travel, cash, merchandise and more. All this, plus competitive interest rates, no annual fee and no foreign transaction fees. Accepted worldwide. And, due to improved fraud prevention industry-wide, your signature won’t be needed at most merchants using EMV chip technology — speeding up the checkout process.

    You’ll also enjoy:

    • Prevent fraud and control spending with Card Manager
    • Convenient online and mobile access with automatic payment options
    • $5,000 Trip Cancellation & $15,000 Personal ID Theft coverage
    • Warranty Manager Service
    • Travel and Emergency Assistance Service
    • Auto Rental Collision insurance coverage
    • Local decision making — quick approvals
    • Use as overdraft coverage for your checking account
    • More control over your spending with Card Manager
    • Access to Troon, offering luxury golf course and club experiences.
    • Uber special offers and discounts when you use your card.
    • Pay for daily expenses with Apple Pay, Android Pay and Samsung Pay.

    EFFECTIVE DATE: 4/24/2020

    Compare our Credit Cards at a glance and find the card that's right for you.

      VISA Signature ®

    Apply Now
    VISA Classic ®

    Apply Now
    VISA Classic ® (Share Secured)

    Apply Now
    Card Benefits

    Earn 1.25 Rewards Points for every $1 spent on purchases

    Redeem for travel, cash, merchandise and more

    Our lowest available interest rate among all Tech CU credit cards Establish or rebuild your credit
    Annual Fee $0 $0 $0
    Foreign Transaction Fee $0 $0 $0
    Chip- enabled
    Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash Advances 9.90% -20.90% variable APR 7.90%-18.90% variable APR 18.90% APR
    Cash Advance fee 3% of advance amount ($10 minimum) 3% of advance amount ($10 minimum) 3% of advance amount ($10 minimum)
    Additional Benefits Auto Rental Collision
    $5,000 Trip Cancellation
    $15,000 Personal ID Theft coverage
    Warranty Manager Service
    Travel & Emergency Assistance Service
    Auto Rental Collision Auto Rental Collision
    Card Manager
  • Visa Checkout

    Make fast and easy online purchases when you enroll in Visa Checkout. Register your Tech CU Visa Debit or Credit Card for instant access while you shop.
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