Tech CU VISA Classic^® Card

Finding the right card just got easier. Competitive interest rates, no annual fee and no foreign transaction fees. Accepted worldwide. And, due to improved fraud prevention industry-wide, your signature won’t be needed at most merchants using EMV chip technology — speeding up the checkout process.

You’ll also enjoy:

• Prevent fraud and control spending with Card Manager
• Convenient online and mobile access with automatic payment options
• Auto Rental Collision insurance coverage
• Local decision making — quick approvals
• Use as overdraft coverage for your checking account
• More control over your spending with Card Manager
• Pay for daily expenses with Apple Pay, Android Pay and Samsung Pay.

Tech CU VISA Classic^® Card (Share Secured)

Establish or rebuild credit safely and securely.

We offer credit-building benefits to get you back on track — competitive interest rates, no annual fee and no foreign transaction fees. Accepted worldwide.

EFFECTIVE DATE: 02/03/2023

Compare our Credit Cards at a glance and find the card that's right for you.

	VISA Signature® Apply Now	VISA Classic® Apply Now	VISA Classic® (Share Secured) Apply Now
Card Benefits	Earn 1.25 Rewards Points for every $1 spent on purchases Redeem for travel, cash, merchandise and more	Our lowest available interest rate among all Tech CU credit cards	Establish or rebuild your credit
Annual Fee	$0	$0	$0
Foreign Transaction Fee	$0	$0	$0
Chip- enabled	✓	✓	✓
Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash Advances	14.40%-25.40%	12.40%-23.40%	23.40%
Cash Advance fee	3% of advance amount ($10 minimum)	3% of advance amount ($10 minimum)	3% of advance amount ($10 minimum)
Additional Benefits	Auto Rental Collision $5,000 Trip Cancellation $15,000 Personal ID Theft coverage Warranty Manager Service Travel & Emergency Assistance Service	Auto Rental Collision	Auto Rental Collision
Card Manager	✓	✓	✓