NOTICE: Our San Francisco branch is temporarily closed due to shelter in place guidelines and the occasional impact this has on our ability to staff all of our branches. The following branches are open: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa, and Sunnyvale. Branch ATMs remain operational. Click here for branch locations and hours.

  • Fixed-Rate Mortgages

    With a Fixed-Rate Mortgage, your rate and payment amount remain fixed throughout the life of your loan, as does your payment amount.

    Benefits

    • This is a good option if you plan to stay in your home for more than 7 years, or want stable monthly payments.
    • We also offer a Quick-Close Guarantee . If we don't close your purchase loan in 10 business days , you'll receive a $500 gift card!*
    • Check out our current loan program options, or ask a Tech CU Mortgage Consultant for details.
    • Up to 90% loan-to-loan value - maximum $1 million dollars with mortgage insurance.

    Contact us for information on fixed-rate mortgages up to $3 million for terms less than 30 years.

     

    Rates

  • Fixed Rate Mortgages
    MortgagesRateAPRPoints
    15 Year Conforming Fixed Rate2.500%2.508%0.000%
    30 year Conforming Fixed Rate3.000%3.009%0.000%
    Loans available for California 1 -4-unit primary residences only. Rates and terms are subject to change without notice. Additional terms and conditions apply. All loans require Tech CU membership, credit approval, and you must meet security requirements. View mortgage payment examples.
  • Resources:

    tech-cu-icon-calculator  

     
     
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(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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