NOTICE: Our San Francisco branch is now open! With this reopening, all 10 branches are open to serve you. We continue to observe state safety protocols in our branches. Please remember you can also bank with us online or through our Tech CU Virtual Branch. Click here for branch locations and hours.

  • New Auto Loans

    There's more than one way to purchase a new car

    • Tech Car Shopper : A free car buying service to find the new car you want, plus save an additional .25% on a Tech CU auto loan when you purchase your car through Tech Car Shopper.
    • Research with AutoSMART : research and find the right car at the right price with AutoSMART
    • Tech Check ® : A blank check that lets you negotiate like a cash buyer
    • Payment Calculator : Determine what your new monthly payment could be
    • Get Pre-Approved! Knowing how much you can borrow will help you narrow down your choices and save time as you shop for your next car.

    EFFECTIVE DATE: 7/1/2021

    New Auto Loan Rates
    Term 1 Minimum Loan Amount 2 APR 3 Example: Payment per $1000 4
    12-36 months $5,000 2.09% - 11.09% $32.79
    37-66 months $5,000 2.34% - 11.34% $20.44
    67-72 months $15,000 2.84% - 11.84% $19.48
    73-84 months 5 $25,000 3.59% - 5.09% $14.18


    • Calculate how long it will take to save for an auto loan or a down payment.
    • Calculate what your new monthly payment could be.

    Get pre-approved or apply for a Tech CU new auto loan

    • Up to 125% of MSRP (including tax, license, document fees, and mechanical breakdown protection, or extended warranty), plus GAP on approved credit.
    • Mechanical breakdown and extended warranty available for new dealer-purchased vehicles.

    Tech Check®

    Use Tech Check at any franchised dealership in California — and negotiate like a cash buyer.

    How it works:

    • Your blank check (Tech Check) provides financing up to your approved amount.
    • As you shop, simply bring both your Tech Check and the “Instructions for Dealer.”
    • Your Tech Check must be payable to a franchised dealer — you’ll also need to sign the front of the Tech Check.

    Guidelines for using Tech Check:

    • The car must be a current model year, not previously registered through the Department of Motor Vehicles (DMV), described as “new” on the purchase agreement, and not have more than 10,000 miles.
    • Up to 125% of MSRP (including tax, license, document fees, and mechanical breakdown protection, or extended warranty), plus GAP on approved credit.
    • Your Tech Check is non-transferable and will remain valid for up to 30 days.

    Questions? Contact us at (877) 988-0471 or stop by any of our branches once your loan has been approved.

Give us a call

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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