With a Fixed-Rate Mortgage, your rate and payment amount remains fixed throughout the life of your loan, as does your payment amount.
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* Contact a Tech CU Mortgage Consultant for information on Jumbo Mortgage loans up to $3 million for terms less than 30-years.
Tech CU Quick Close Guarantee (“Guarantee”) is available only on an approved application
for a first-position loan used to purchase an owner-occupied 1-4 unit California
residential dwelling. Applicant must request the Quick Close Guarantee from a Tech
CU Mortgage Consultant at the time of application. Other real estate-secured
loans are not eligible. If, due to circumstances within Tech CU’s control, an eligible
loan fails to close within 10 business days after Tech CU receives a complete
loan application, borrower will receive a $500 gift card. One gift card per
loan. No cash substitution. Gift card will not be replaced if lost or stolen. A
complete application includes, at minimum, all documents and verifications
required of applicant and third parties such as employer, appraiser, title company
and HOA; additional documents may, at Tech CU’s reasonable discretion, be
required before application package is deemed complete for purposes of the Guarantee.
†No Cost Loans: A No Cost version requires no lender closing costs or third party costs (such as appraisal and title) to establish the loan. No Cost option available on owner-occupied, single family, conforming fixed rate loans only.
$500 fee required with application. Rates and terms subject to change without notice. All loans subject to approval. Additional conditions and restrictions may apply. Ask a Tech CU mortgage consultant for details.
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