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  • Investment Properties (1-4 units)

    Tech CU has the loan options you need to finance, refinance or borrow against the equity in non-owner occupied properties in California.

    Our highly-trained staff will work with you one-on-one throughout the mortgage process. Use our Rate & Payment Calculator to explore your options. Call (800) 553-0880 for further details.

    Investment Property Equity Loan
    Maximum Loan-to-Value1 Term  Amount  Current APR
    70% 12-180 $25,000 - $250,000 5.375%
    70% 181-240 $25,000 - $250,000 6.000%
    • No Cost Loan3 - no application fees, no closing costs, no prepayment penalty and no annual fee.
    • Finance charges paid may be tax deductible (consult your tax advisor).
    • Receive the funds in one lump sum payment as soon as your loan closes.


    For advertisement only. Rates and terms subject to change without notice. Additional conditions and restrictions may apply. Non-owner occupied properties in California, 1-4 units.

    1 Maximum loan amount and loan to value calculated as a percentage of appraisal minus the first mortgage.
      Call (408) 451-9111 or (800) 553-0880 for details.
    2 Current Annual Percentage Rate (APR) determined by the Wall Street Journal Prime rate.
    3 We absorb all costs associated with establishing your loan, which generally total between $140 and $2,000 depending on the loan amount. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of opening your loan, you will reimburse the Credit Union up to $750 of the closing costs we paid.