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  • Solar $mart

    Thinking about going solar in your home? It's never been easier! Let us help you finance solar panels and/or a solar roof with our Solar $mart products.

    Solar $mart Home Equity Line of Credit

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    • Fixed draw period rates as low as 3.75% APR; current repayment period variable rates as low as 5.00% APR* (based on prime plus 1.50%)
    • Financing up to 80% LTV
    • Credit limits from $5,000 to $75,000
    • Two-year draw period with interest-only payments, followed by an 18-year repayment period

    For more information, see the Solar Smart Line of Credit Disclosure.

    Solar $mart Unsecured Loan

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    • Fixed rates as low as 7.99% APR
    • Loans from $10,000 to $50,000
    • 10 or 20 year terms

    Tax Benefits

    Your solar-powered system may qualify for Federal tax credits of up to 30%. For a complete list of qualifying projects, visit Consult your tax advisor regarding tax credits and possible deductibility of interest on Solar $mart Loans.

    You may also apply for the Solar $mart loan by visiting one of our branches or speaking with a Tech CU representative at (877) 988-0471


    *Loans available for California 1–4-unit primary residences only. Rates as of 1/24/2016. Rates and terms are subject to change without notice. Additional terms and conditions may apply. Lifetime Maximum APRis 18%.  Rates offered may vary depending on LTV ratio and other factors we may lawfully consider, such as credit history. No fees are required to establish the line, but if you pay off and close your Equity Line of Credit within three (3) years, a $500 early closure fee will apply.