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  • Refinance Your Auto Loan

    Lower Your Monthly Payment

    You may be paying more than you should be for your auto loan. Think about refinancing with Tech CU.

    We offer:

    • Rates as low as 2.24% APR*
    • Flexible repayment terms up to 72 months
    • Loans up to 100% of Blue Book value

    Feel free to check out our refinance calculator to determine what your new monthly payment could be.

    To apply for an auto loan:

    • Complete our convenient online application
    • Call our Lending Center at (877) 988-0471
    • Visit one of our conveniently located Branches


    Vehicle Loan Terms :
    *Term applies to 2014 or newer vehicle models and mileage must be 30,000 miles or less. $15,000 minimum loan amount for 72 month financing. Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding salvaged vehicles. Used Vehicles 7 years old or less and 100,000 miles or less: 100% of Kelley Blue Book Retail Value. Used Vehicles over 7 years old or more than 100,000 miles: 100% of Kelley Blue Book Wholesale Value. Plus tax, license, dealer preparation, documentary fees, and Mechanical Breakdown Insurance or Extended Warranty Insurance. Interest Rate will vary based on approved credit. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. Payment per $1,000 is based on the highest interest rate with the maximum term.

    All loans require Tech CU membership, credit approval and you must meet security requirements.