• Individual Retirement Accounts (IRA)

    IRA Savings

    With Tech CU IRA Savings Accounts you can deposit up to the annual contribution limit and earn high dividends.

    • $25 initial deposit
    • $0.01 minimum balance requirement
    • No annual maintenance fees
    • Dividends calculated daily and paid quarterly

    IRA Certificates Information

    Tech CU offers two kinds of IRA Certificates - regular and jumbo - depending on how much you want to invest. Both options are available in Traditional and Roth.

    Visit Retirement Central for:

    • Additional Information on IRA products & services.
    • Articles on retirement planning and life changes.
    • Online help with completing forms for new and existing IRAs.
    • Retirement planning tools and calculators.
     
  • IRA Certificates

    TermDividend Rate
    ($1,000 or more)
    Annual Percentage Yield
    ($1,000 or more)
    Effective Date
    14 - 29 DaysN/AN/AN/A
    1 monthN/AN/AN/A
    2 monthsN/AN/AN/A
    3 - 5 months2.231%2.25%06/10/2024
    5 Months4.929%5.00%06/10/2024
    6 - 8 months2.485%2.50%06/10/2024
    9 - 11 months2.741%2.75%06/10/2024
    10 months4.980%5.00%06/10/2024
    12 - 17 months3.455%3.50%06/10/2024
    15 months4.909%5.00%06/10/2024
    17 Months*4.909%5.00%06/10/2024
    18 - 23 months3.455%3.50%06/10/2024
    24 - 35 months3.455%3.50%06/10/2024
    36 - 47 months3.455%3.50%06/10/2024
    48 - 59 months3.455%3.50%06/10/2024
    60 months3.601%3.65%06/10/2024
  • IRA Jumbo Certificates

    TermDividend Rate
    ($1,000 or more)
    Annual Percentage Yield
    ($1,000 or more)
    Effective Date
    14 - 29 Days0.300%0.30%06/10/2024
    1 month0.349%0.35%06/10/2024
    2 months0.449%0.45%06/10/2024
    3 - 5 months2.231%2.25%06/10/2024
    5 Months4.929%5.00%06/10/2024
    6 - 8 months2.485%2.50%06/10/2024
    9 - 11 months2.741%2.75%06/10/2024
    10 months4.980%5.00%06/10/2024
    12 - 17 months3.455%3.50%06/10/2024
    17 Months*4.909%5.00%06/10/2024
    18 - 23 months3.455%3.50%06/10/2024
    24 - 35 months3.455%3.50%06/10/2024
    36 - 47 months3.455%3.50%06/10/2024
    48 - 59 months3.455%3.50%06/10/2024
    60 months3.601%3.65%06/10/2024
  • tech-cu-icon-calculator
    • Calculate what it takes to work towards a secure retirement.
    • Calculate any projected shortfall or surplus at retirement.
     

    For more information about our Individual Retirement Accounts, or to open an account stop by one of our branches or call us at (800) 553-0880 or (408) 451-9111.

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800-553-0880

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877-988-0471

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