As we continue to balance our role as an essential service provider with the health of our employees and members, the ability to staff all of our branches is sometimes impacted. Our Milpitas, Palo Alto, San Francisco, and Sunnyvale branches will be temporarily closed effective December 2nd. As more members opt for non-face-to-face interactions, you may experience longer hold times when calling our Member Contact Center. We apologize for this inconvenience.
Click here for open branch locations and hours.
2020 Required Minimum Distributions Waived
Individuals and their beneficiaries will not be required to take their 2020 Required Minimum Distributions (RMDs) from their defined contribution plans or IRAs.
Extended IRA Contribution Deadline
Traditional IRA owners can now contribute after age 70½
Delayed age for Required Minimum Distributions (RMDs)
With Tech CU IRA Savings Accounts you can deposit up to the annual contribution limit and earn high dividends.
Tech CU offers two kinds of IRA Certificates - regular and jumbo - depending on how much you want to invest. Both options are available in Traditional and Roth.
Retirement Central for:
Certificates renew automatically at maturity into the same term at the currently offered rate unless you request otherwise. Dividends calculated daily and paid at maturity on certificates less than one year. Dividends calculated daily and paid quarterly on certificates with terms of one year or more. If your certificate is not funded within 30 days from the date it is opened, it will be closed automatically. For all certificates, if you withdraw any portion of your principal before maturity, you may be charged early withdrawal penalties.
For more information about our Individual Retirement Accounts, or to open an account stop by one of our branches or call us at (800) 553-0880 or (408) 451-9111.
1 Contribution amounts may be split between Traditional and Roth IRAs but cannot exceed the maximum annual contribution limit. All contributions must be made in cash.
2 Prospective rate, subject to change. Fees may reduce earnings.
3 Non-deductible contributions can be made to a Traditional IRA.