Health Savings Account
Featured Rate
0.50%APY*
*APY = Annual Percentage Yield. Dividend Rates and Annual Percentage Yield (APY), effective 7/1/2020, are subject to change at any time. Featured rate is for a Health Savings Account, balances over $2500.
A Tech CU Health Savings Account (HSA) is designed to help you save for qualified medical expenses. We offer both Single and Family HSA accounts to help you save for current and future health care needs.
Tech CU's Single and Family Health Savings Account offers a tax advantage** to help offset rising health care expenses. Save money for out-of-pocket medical expenses like doctor visits, dental and vision care and prescriptions. Since there is no time limit on when to spend your HSA funds, any unused balance carries over from one year to the next. These funds never expire.
With our free Bill Pay for HSAs, you can manage your HSA and medical bills from your home computer:
- Make one-time payments for bills with fluctuating payment amounts
- Transfer funds between your HSA and other Tech CU Accounts
- View your payment history online or download it onto a spreadsheet
In order to take advantage of a Tech CU HSA, you must first have HSA-eligible health insurance.
Learn more about HSA.
- Calculate how your HSA savings can help your reach your financial goals.
EFFECTIVE DATE: 7/1/2020
Health Savings Account Rates
| Tiers |
Dividend Rate* |
Annual Percentage Yield* |
| $0.01 to $2,500 |
0.399% |
0.40% |
| $2,500.01 and above |
0.499% |
0.50% |
Did you know you can grow your savings with a Tech CU HSA?
Enjoy other convenient features including:
- $0.00 minimum opening balance
- Debit Card access
HSA Service Charges and Fees***
| Fee Type |
Amount |
| Monthly Maintenance Fee |
$2; waived for first 6 months. After 6 months maintain an average monthly balance of $100 to avoid a fee. |
| Visa Debit Card Replacement Fee |
$5 per Card when a Card Replacement request
exceeds two in a 12-month period. |
| Account Adjustment Fee |
$0 |
| Outgoing Transfer Fee |
$20 |
| Personalized Checks |
Available upon request. Standard printing charges apply. |