• Certificates

    A longer term, higher yield savings vehicle.

    When you're looking for a higher rate of return and don't mind "parking" your money for a while, consider a Certificate Account. Dividends are earned for each day that your money remains in the account, and are calculated using the Daily Balance Method.

    We offer several certificate options with great rates to help you achieve your financial goals - including Raise My Rate certificates.**

    View Rates

    Raise My Rate Certificate

    Once during the term of your Certificate, you can actually raise the rate.**

    • Minimum opening balance of $1,000; 
    • $95,000 minimum for Jumbo

    Rates for Certificates

  • Limited Time Offers

    TermDividend RateAPY*Effective Date
    17 months*5.150%5.25%09/01/2023
    15 months4.909%5.00%09/01/2023
    10 Months4.980%5.00%09/01/2023
    5 Months4.929%5.00%09/01/2023
  • Certificates Rates

    TermDividend RateAnnual Percentage YieldEffective Date
    14 - 29 daysN/AN/AN/A
    1 monthN/AN/AN/A
    2 monthsN/AN/AN/A
    3 - 5 months2.231%2.25%09/01/2023
    5 Months4.929%5.00%09/01/2023
    6 - 8 months2.485%2.50%09/01/2023
    9 - 11 months2.741%2.75%09/01/2023
    10 months4.980%5.00%09/01/2023
    12 - 17 months3.455%3.50%09/01/2023
    15 Months4.909%5.00%09/01/2023
    17 months*5.150%5.25%09/01/2023
    18 - 23 months3.455%3.50%09/01/2023
    18 month Raise My Rate**3.455%3.50%09/01/2023
    24 - 35 months3.455%3.50%09/01/2023
    24 month Raise My Rate**3.455%3.50%09/01/2023
    36 - 47 months3.455%3.50%09/01/2023
    48 - 59 months3.455%3.50%09/01/2023
    60 months3.601%3.65%09/01/2023
  • Jumbo Certificates Rates

    TermDividend RateAnnual Percentage YieldEffective Date
    14 - 29 days0.300%0.30%09/01/2023
    1 month0.349%0.35%09/01/2023
    2 months0.449%0.45%09/01/2023
    3 - 5 months2.231%2.25%09/01/2023
    5 Months4.929%5.00%09/01/2023
    6 - 8 months2.485%2.50%09/01/2023
    9 - 11 months2.741%2.75%09/01/2023
    10 months4.980%5.00%09/01/2023
    12 - 17 months3.455%3.50%09/01/2023
    17 Months*5.150%5.25%09/01/2023
    18 - 23 months3.455%3.50%09/01/2023
    18 month Raise My Rate**3.455%3.50%09/01/2023
    24 - 35 months3.455%3.50%09/01/2023
    24 month Raise My Rate**3.455%3.50%09/01/2023
    36 - 47 months3.455%3.50%09/01/2023
    48 - 59 months3.455%3.50%09/01/2023
    60 months3.601%3.65%09/01/2023

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