• Certificates

    A longer term, higher yield savings vehicle.

    When you're looking for a higher rate of return and don't mind "parking" your money for a while, consider a Certificate Account. Dividends are earned for each day that your money remains in the account, and are calculated using the Daily Balance Method.

    We offer several certificate options with great rates to help you achieve your financial goals - including Raise My Rate certificates.**

    View Rates

    Raise My Rate Certificate

    Once during the term of your Certificate, you can actually raise the rate.**

    • Minimum opening balance of $1,000; 
    • $95,000 minimum for Jumbo
  • Limited Time Offers

    TermDividend RateAPY*Effective Date
    17 months*4.909%5.00%06/10/2024
    15 months4.909%5.00%06/10/2024
    10 Months4.980%5.00%06/10/2024
    5 Months4.929%5.00%06/10/2024
  • Liquid Certificate

    Liquid Certificates offer members a choice of three short-term certificates (3, 4 and 5-month terms) at a competitive rate of 4.50% APY* while providing easy and flexible access to the Certificate deposit.

    • Minimum Opening balance of $1,000 in “new to Tech CU”** money.
    • Additional money can be deposited at any time during the term.
    • Funds can be withdrawn without penalty six days after certificate opening. However, a minimum of $1,000 must be maintained in the account.
    • One withdrawal per calendar month may be made during the term of the Certificate if it is made six days apart from any previous withdrawal, irrespective of the month in which the withdrawal is being made.
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  • Liquid Certificate Rates

    TermDividend RateAnnual Percentage YieldEffective Date
    3 Months4.426%4.50%06/10/2024
    4 Months4.434%4.50%06/10/2024
    5 Months4.442%4.50%06/10/2024
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  • Certificates Rates

    TermDividend RateAnnual Percentage YieldEffective Date
    14 - 29 Days N/AN/AN/A
    1 monthN/AN/AN/A
    2 monthsN/AN/AN/A
    3 - 5 months2.231%2.25%06/10/2024
    5 Months4.929%5.00%06/10/2024
    6 - 8 months2.485%2.50%06/10/2024
    9 - 11 months2.741%2.75%06/10/2024
    10 months4.980%5.00%06/10/2024
    12 - 17 months3.455%3.50%06/10/2024
    15 Months4.909%5.00%06/10/2024
    17 months*4.909%5.00%06/10/2024
    18 - 23 months3.455%3.50%06/10/2024
    18 month Raise My Rate**3.455%3.50%06/10/2024
    24 - 35 months3.455%3.50%06/10/2024
    24 month Raise My Rate**3.455%3.50%06/10/2024
    36 - 47 months3.455%3.50%06/10/2024
    48 - 59 months3.455%3.50%06/10/2024
    60 months3.601%3.65%06/10/2024
  • Jumbo Certificates Rates

    TermDividend RateAnnual Percentage YieldEffective Date
    14 - 29 days0.300%0.30%06/10/2024
    1 month0.349%0.35%06/10/2024
    2 months0.449%0.45%06/10/2024
    3 - 5 months2.231%2.25%06/10/2024
    5 Months4.929%5.00%06/10/2024
    6 - 8 months2.485%2.50%06/10/2024
    9 - 11 months2.741%2.75%06/10/2024
    10 months4.980%5.00%06/10/2024
    12 - 17 months3.455%3.50%06/10/2024
    17 Months*4.909%5.00%06/10/2024
    18 - 23 months3.455%3.50%06/10/2024
    18 month Raise My Rate**3.455%3.50%06/10/2024
    24 - 35 months3.455%3.50%06/10/2024
    24 month Raise My Rate**3.455%3.50%06/10/2024
    36 - 47 months3.455%3.50%06/10/2024
    48 - 59 months3.455%3.50%06/10/2024
    60 months3.601%3.65%06/10/2024

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